3405 Locust St, Rowlett, TX 75089 Property Records

Dallas County property record for 3405 Locust St, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,770 sqft · built 1987
Lot Size	0.186 acres (8,107 sqft)
Owner	2 Individual Names on File
Last Sale	$266,700 (Nov 2020)
Tax Bill	$8,594 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-00158-001-003-0000`

Property Details

APN / Parcel Number

Primary APN	`44-00158-001-003-0000`
Alternative APN	`440015800100300`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,770 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,107 sqft (0.186 acres)
Lot Dimensions	124 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440015800100300
Street Address	3405 LOCUST ST
City	ROWLETT
State	TX
Zip	75089-7082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	FLOWER HILL 4 BLK 1 LT 3 INT202000323254 DD11192020 CO-DC 0015800100300 1CW00158001
Legal Subdivision	FLOWER HILL 4
Legal Tract	158
Legal Block	1
Legal Lot Number	3
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1001
Census Tract	18140

Owner

3405 Locust St is owned and occupied by two individuals who bought it in November 2020.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 LOCUST ST, ROWLETT, TX 75089-7082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Vendor's Lien, Transfer · FHA Mortgage QUICKEN LOANS LLC
Nov 20, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 20, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Nov 20, 2020
Deed Document Number	2020323254
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	0000323254
Record Updated	Sep 20, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Nov 20, 2020
Property Address	3405 LOCUST ST, ROWLETT, TX 75089-7082
Document Number	202000323254
Map Reference	VOL 84048 PG 4351
Instrument Date	Nov 19, 2020
Instrument	202000323254
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LOCUST ST, ROWLETT, TX 75089-7082

Mortgage

Document Number	202000323255
Date	Nov 20, 2020
Instrument	202000323255

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Nov 20, 2020
Property Address	3405 LOCUST ST, ROWLETT, TX 75089-7082
Document Number	0000323253
Instrument Date	Nov 13, 2020
Instrument	323253
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LOCUST ST ROWLETT TX 750897082, ROWLETT, TX 75089-7082

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Nov 20, 2020
Property Address	3405 LOCUST ST, ROWLETT, TX 75089-7082
Document Number	0000323252
Instrument Date	Nov 13, 2020
Instrument	323252
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LOCUST ST ROWLETT TX 750897082, ROWLETT, TX 75089-7082

Tax Assessment & Valuation

The 2025 property tax bill for 3405 Locust St was $8,594 with exemptions applied, up 1% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,000 (-5.16%) Land $65,000 Building $340,000	$405,000 (-5.16%) Land $65,000 Building $340,000
2025	$8,594.00 (+1.03%)	$427,020 Land $65,000 Building $362,020	$427,020 Land $65,000 Building $362,020
2024	$8,506.00 (-7.32%)
2023	$9,178.00 (-5.11%)	$397,530 Land $55,000 Building $342,530	$397,530 Land $55,000 Building $342,530
2022	$9,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3405 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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