3403 Locust St, Rowlett, TX 75089 Property Records

Dallas County property record for 3403 Locust St, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,141 sqft · built 1987
Lot Size	0.185 acres (8,077 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,100 (Jul 2020)
Tax Bill	$6,943 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-00158-001-002-0000`

Property Details

APN / Parcel Number

Primary APN	`44-00158-001-002-0000`
Alternative APN	`440015800100200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	2,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,077 sqft (0.185 acres)
Lot Dimensions	124 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440015800100200
Street Address	3403 LOCUST ST
City	ROWLETT
State	TX
Zip	75089-7082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	FLOWER HILL 4 BLK 1 LOT 2 INT202000176359 DD06302020 CO-DC 0015800100200 1CW00158001
Legal Subdivision	FLOWER HILL 4
Legal Tract	158
Legal Block	1
Legal Lot Number	2
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1001
Census Tract	18140

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3403 LOCUST ST, ROWLETT, TX 75089-7082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2020	Warranty Deed, Transfer QUICKEN LNS
Apr 9, 2018	Vendor's Lien, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 30, 2017	Deed of Trust, Mortgage FIRST NAT'L BK TOWN SQ
Aug 9, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2020 · Amount on Record
Deed Sale	Jul 11, 2020 · Amount on Record
Prior Sale	Apr 9, 2018 · Amount on Record
Deed Document Number	2020176359
Prior Transfer Date	Jul 2, 2002
Prior Transfer Doc	2002004235
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jul 11, 2020
Property Address	3403 LOCUST ST, ROWLETT, TX 75089-7082
Document Number	0000176359
Instrument Date	Jun 30, 2020
Instrument	176359
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ERECORDING PARTNERS NTWK LLC, ERECORDING PTRS NTWK LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1403 LOCUST ST ROWLETT TX 75089, ROWLETT, TX 75089

Mortgage

Document Number	176360
Date	Jul 11, 2020
Instrument	176360

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2050

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Apr 9, 2018
Property Address	3403 LOCUST ST, ROWLETT, TX 75089-7082
Document Number	201800091198
Map Reference	VOL84048 PG4351
Instrument Date	Apr 2, 2018
Instrument	201800091198
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	PROVIDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 TIMBER CREEK DR, 130, CORDOVA, TN 38018-4200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3473 N 1ST 95134, 95134, CORDOVA, CA 00000

Mortgage

Document Number	201800091199
Date	Apr 9, 2018
Instrument	201800091199

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3403 LOCUST ST, ROWLETT, TX 75089-7082
Document Number	0000253819
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 TIMBER CREEK DR CORDOVA TN 380184234, CORDOVA, TN 38018-4234
Investor	Possibly a Property Investor

Mortgage

Document Number	0000253819
Date	Sep 8, 2017
Instrument	253819

Lender

Name	FIRST NAT'L BK TOWN SQ
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Aug 9, 2017
Property Address	3403 LOCUST ST, ROWLETT, TX 75089-7082
Document Number	0000223893
Instrument Date	Aug 3, 2017
Instrument	223893
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 TIMBER CREEK DR CORDOVA TN 380184234, CORDOVA, TN 38018-4234
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,340 (-) Land $65,000 Building $340,340	$405,340 (-) Land $65,000 Building $340,340
2025	$6,943.00 (+11.41%) Homeowner's exemption	$405,340 (+15.5%) Land $65,000 Building $340,340	$405,340 (+15.5%) Land $65,000 Building $340,340
2024	$6,232.00 (+14.83%)
2023	$5,427.00 (-4.07%) Homeowner's exemption	$350,930 Land $55,000 Building $295,930	$350,930 Land $55,000 Building $295,930
2022	$5,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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