3405 Gemstone Ave, Rosamond, CA 93560 Property Records

Kern County property record for 3405 Gemstone Ave, Rosamond, CA 93560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,716 sqft · built 2009
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,500 (Nov 2009)
Tax Bill	$6,359 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`472-473-27-00-8`

Property Details

APN / Parcel Number

Primary APN	`472-473-27-00-8`
Alternative APNs	`472-473-27-1` `4724732700` `47247327`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,716 sqft Living Area
Gross Area	3,431 sqft
1st Floor Area	1,227 sqft
2nd Floor Area	1,489 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	472473271
Street Address	3405 GEMSTONE AVE
City	ROSAMOND
State	CA
Zip	93560-5944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 6385 , BLOCK , LOT 48
Legal Subdivision	TRACT NO. 6385 AS SHOWN ON
Legal Tract	6385
Legal Block	2
Legal Lot Number	48
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2007
Census Tract	5806

Owner

Source: Kern County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3405 GEMSTONE AVE, ROSAMOND, CA 93560-5944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage EDWARDS FEDERAL CREDIT UNION
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage ARMED FORCES BANK NA
Feb 28, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2009 · Amount on Record
Deed Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	2009167902
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Apr 24, 2026
Property Address	3405 GEMSTONE AVE, ROSAMOND, CA 93560-5944
Document Number	0000045839
Instrument Date	Apr 9, 2026
Instrument	202645839
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3405 GEMSTONE AVE, ROSAMOND, CA 93560-5944
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045839,
Date	Apr 24, 2026
Instrument	202645839

Lender

Name	EDWARDS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3405 GEMSTONE AVE, ROSAMOND, CA 93560-5944
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 GEMSTONE AVE, ROSAMOND, CA 93560-5944

Mortgage

Document Number	0000127349
Date	Sep 10, 2020
Instrument	220127349

Lender

Name	ARMED FORCES BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3405 GEMSTONE AVE, ROSAMOND, CA 93560-5944
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 GEMSTONE AVE, ROSAMOND, CA 93560-5944

Mortgage

Document Number	0000031328
Date	Feb 28, 2022
Instrument	222031328

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Unified School District	Southern Kern Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,359.00 (+7.05%) Homeowner's exemption	$326,564 (+4.04%) Land $45,171 Building $281,393
2024	$5,940.00 (+4.58%)
2023	$5,680.00 (+5.5%) Homeowner's exemption	$313,885 Land $43,418 Building $270,467
2022	$5,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSAMOND CSD serves 18,150 people · EPA ID CA1510018
Water Source	Purchased surface water from ANTELOPE VALLEY E KERN WTR AGY-ROSAMOND
Last State Inspection	Oct 2025
Also Mapped Here	ANTELOPE VALLEY EAST KERN WATER AGENCY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks.

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