3401 Gemstone Ave, Rosamond, CA 93560 Property Records

Kern County property record for 3401 Gemstone Ave, Rosamond, CA 93560

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,399 sqft · built 2009
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jan 2025)
Tax Bill	$6,480 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`472-473-26-00-5`

Property Details

APN / Parcel Number

Primary APN	`472-473-26-00-5`
Alternative APNs	`472-473-26-3` `4724732600` `47247326`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,399 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	472473263
Street Address	3401 GEMSTONE AVE
City	ROSAMOND
State	CA
Zip	93560-5944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 FPS
Legal Description	TRACT 6385 , BLOCK , LOT 49
Legal Subdivision	58M145-148
Legal Tract	6385
Legal Block	2
Legal Lot Number	49
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2007
Census Tract	5806

Owner

Source: Kern County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3401 GEMSTONE AVE, ROSAMOND, CA 93560-5944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE COMPANY
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 17, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 30, 2018	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	20256648
Prior Transfer Date	Dec 27, 2024
Prior Transfer Doc	0000006647
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	May 4, 2026
Property Address	3401 GEMSTONE AVE, ROSAMOND, CA 93560-5944
Document Number	0000050085
Instrument Date	Apr 29, 2026
Instrument	202650085
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	3401 GEMSTONE AVE, ROSAMOND, CA 93560-5944

Mortgage

Document Number	0000050085,
Date	May 4, 2026
Instrument	202650085

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3401 GEMSTONE AVE, ROSAMOND, CA 93560-5944
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 GEMSTONE AVE, ROSAMOND, CA 93560-5944

Mortgage

Document Number	0000117198
Date	Aug 26, 2020
Instrument	220117198

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3401 GEMSTONE AVE, ROSAMOND, CA 93560-5944
Document Number	0000141831
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3401 GEMSTONE AVE ROSAMOND CA 935605944, ROSAMOND, CA 93560-5944

Mortgage

Document Number	0000141831
Date	Oct 25, 2019
Instrument	141831

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Oct 30, 2018
Property Address	3401 GEMSTONE AVE, ROSAMOND, CA 93560-5944
Document Number	0000143575
Instrument Date	Oct 2, 2018
Instrument	143575
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$324.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3401 GEMSTONE AVE ROSAMOND CA 935605944, ROSAMOND, CA 93560-5944

Mortgage

Document Number	143576
Date	Oct 30, 2018
Instrument	143576

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Unified School District	Southern Kern Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,988 (+39.48%) Land $137,696 Building $321,292
2025	$6,480.00 (+7.02%)	$329,075 (+4.04%) Land $33,464 Building $295,611
2024	$6,055.00 (+4.45%)
2023	$5,797.00 (+5.4%)	$316,298 Land $32,165 Building $284,133
2022	$5,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSAMOND CSD serves 18,150 people · EPA ID CA1510018
Water Source	Purchased surface water from ANTELOPE VALLEY E KERN WTR AGY-ROSAMOND
Last State Inspection	Oct 2025
Also Mapped Here	ANTELOPE VALLEY EAST KERN WATER AGENCY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks.

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