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3405 Emerald Dr, Ames, IA 50010 Property Records

Story County property record for 3405 Emerald Dr, Ames, IA 50010 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,771 sqft Living Area
Lot Size21,750 sqft (0.499 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2016)
Tax Bill$3,480.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-23-202-060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,771 sqft Living Area
1st Floor1,187 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area21,750 sqft (0.499 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area336 sqft Garage

Exterior Amenities

Shed1 Shed
Deck AreaDeck Area
Patio Area375 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address3405 EMERALD DR
CityAMES
StateIA
Zip50010-8538
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMERALD SD S1/2 LOT 20
Legal Range24W
Legal Township83N
Legal Section23
Legal SubdivisionEMERALD SD
Legal Lot Number20
JurisdictionSTORY IA
Minor Civil DivisionWASHINGTON
Census Blockgroup3
Census Block3019
Census Tract1302

Owner

Source: Story County records · APN 09-23-202-060

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3405 EMERALD DR, AMES, IA 50010-8538
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
VISION BANK OF IOWA
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
VISION BANK OF IOWA
Jun 12, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2016 · Amount on Record
Deed SaleNov 18, 2016 · Amount on Record
Prior SaleJul 22, 2005 · Amount on Record
Deed Doc Number201611628
Last Transfer DateJun 08, 2017
Transfer Doc0000005613
Record RefreshedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address3405 EMERALD DR, AMES, IA 50010-8538
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202008361
DateJul 27, 2020
Instrument2020-08361
Lender
NameVISION BANK OF IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address3405 EMERALD DR, AMES, IA 50010-8538
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202011479
DateSep 30, 2020
Instrument2020-11479
Lender
NameVISION BANK OF IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTORY IA
Recording DateJun 12, 2017
Property Address3405 EMERALD DR, AMES, IA 50010-8538
Document Number201700005613
Instrument DateJun 08, 2017
Instrument2017-00005613
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3405 EMERALD DR, AMES, IA 50010-8538

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,480.00 Homeowner's exemption$300,600 (+20.19%) Land $77,800 Building $222,800$300,600 (+20.19%) Land $77,800 Building $222,800
2024$3,480.00 (+4.44%)
2023$250,100 Land $51,700 Building $198,400$250,100 Land $51,700 Building $198,400
2022$3,332.00

Flood & Wildfire

3405 Emerald Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Story County (19169C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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