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3404 Emerald Dr, Ames, IA 50010 Property Records

Story County property record for 3404 Emerald Dr, Ames, IA 50010 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1997
Square Footage1,289 sqft Living Area
Lot Size4,500 sqft (0.103 acres)
OccupancyOwner Occupied
Last Sale$291,000 (2026)
Tax Bill$3,870.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-23-203-160

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,289 sqft Living Area
1st Floor1,272 sqft 1st Floor
Basement Area1,289 sqft Basement
Finished Basement890 sqft Finished
Unfinished Basement399 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,500 sqft (0.103 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area380 sqft Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address3404 EMERALD DR
CityAMES
StateIA
Zip50010-8539
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionJEWEL PARK SD PLAT 1 LOT:16 AMES
Legal Range24W
Legal Township83N
Legal Section23
Legal SubdivisionJEWEL PARK SD PLAT 1
Legal Lot Number16
JurisdictionSTORY IA
Minor Civil DivisionWASHINGTON
Census Blockgroup3
Census Block3013
Census Tract1302

Owner

Source: Story County records · APN 09-23-203-160

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3404 EMERALD DR, AMES, IA 50010-8539
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
KIND LENDING LLC
Aug 12, 2022Warranty Deed, Transfer · Conventional Mortgage
VISION BANK OF IOWA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleAug 12, 2022 · Amount on Record
Deed Doc Number20264043
Prior Transfer DateAug 09, 2022
Prior Transfer Doc0202208127
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateMay 12, 2026
Property Address3404 EMERALD DR, AMES, IA 50010-8539
Document Number0000004043
Instrument DateMay 07, 2026
Instrument20264043
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$46,944.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3404 EMERALD DR, AMES, IA 50010-8539

Mortgage

Document Number0000004044,
DateMay 12, 2026
Instrument20264044
Lender
NameKIND LENDING LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.38%
Max Rate-1%

Mortgage

Document Number0000004045,
DateMay 12, 2026
Instrument20264045
Lender
NameKIND LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term10 Months
DueMay 01, 2036
Interest
Rate6.38%
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateAug 12, 2022
Property Address3404 EMERALD DR, AMES, IA 50010-8539
Document Number0202208127
Instrument DateAug 09, 2022
Instrument2022-08127
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$391.20
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 E KIRKWOOD AVE, DES MOINES, IA 50315-1721

Mortgage

Document Number0202208128
DateAug 12, 2022
Instrument2022-08128
Lender
NameVISION BANK OF IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,870.00$280,100 (+4.99%) Land $29,300 Building $250,800$280,100 (+4.99%) Land $29,300 Building $250,800
2024$3,870.00 (+11.27%)
2023$266,800 Land $51,700 Building $215,100$266,800 Land $51,700 Building $215,100
2022$3,478.00

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