3405 Clearwater Dr, Prescott, AZ 86305 Property Records

Yavapai County property record for 3405 Clearwater Dr, Prescott, AZ 86305

Property Summary

Property Type	Single Family Home
Details	3,325 sqft · built 2013
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on File
Last Sale	$1,055,000 (Nov 2017)
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Nov 2017 Transfer Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106-49-056`

Property Details

APN / Parcel Number

Primary APN	`106-49-056`
Alternative APNs	`1064905600` `106490560`

Interior

Stories	1 Story
Building Area	3,325 sqft Living Area
1st Floor Area	3,325 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Detached
Garage Area	1,068 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	2,494 sqft
Patio Area	110 sqft
Utility Building	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	106490560
Street Address	3405 CLEARWATER DR
City	PRESCOTT
State	AZ
Zip	86305-7191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS AT WILLOW CREEK - RESIDENTIAL LOT 28 CONT .80AC S EC 9&16-14-2W M&P 49/15-17
Legal Range	02W
Legal Township	14
Legal Section	16
Legal Subdivision	CROSSINGS AT WILLOW CREEK
Legal Lot Number	28
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	3
Census Block	3000
Census Tract	301

Owner

3405 Clearwater Dr is owned by a company that bought it in November 2017.

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3405 CLEARWATER DR, PRESCOTT, AZ 86305-7191
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Quit Claim Deed, Transfer OTHER
Nov 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Prior Sale	Mar 14, 2013 · Amount on File
Deed Document Number	201758790
Prior Transfer Date	Nov 9, 2017
Prior Transfer Doc	0000058792
Record Updated	Oct 29, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Nov 13, 2017
Property Address	3405 CLEARWATER DR, PRESCOTT, AZ 86305-7191
Document Number	0000058792
Instrument Date	Nov 9, 2017
Instrument	58792
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3405 CLEARWATER DR PRESCOTT AZ 863057191, PRESCOTT, AZ 86305-7191

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Nov 13, 2017
Property Address	3405 CLEARWATER DR, PRESCOTT, AZ 86305-7191
Document Number	0000058790
Map Reference	MB 49 PG 15
Instrument Date	Sep 19, 2017
Instrument	2017-0058790
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	LAWYERS TITLE YAVAPAI COCONI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3405 CLEARWATER DR, 3405, PRESCOTT, AZ 86305-7191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 CLEARWATER DR, PRESCOTT, AZ 86305-7191

Mortgage

Document Number	0000058791
Date	Nov 13, 2017
Instrument	2017-0058791

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3405 Clearwater Dr was $3,942.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$124,902	$1,249,015 Land $196,521 Building $1,052,494
2025	$3,942.00	$123,595 Land $15,704 Building $107,891	$1,235,957 Land $157,043 Building $1,078,914
2022	$3,628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3405 Clearwater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Clearwater Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mile High Networks, MTE Communications.

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