3389 Clearwater Dr, Prescott, AZ 86305 Property Records

Yavapai County property record for 3389 Clearwater Dr, Prescott, AZ 86305

Property Summary

Property Type	Single Family Home
Details	3,890 sqft · built 2015
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Company Names on Record
Last Sale	$1,550,000 (Jan 2024)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`106-49-053`

Property Details

APN / Parcel Number

Primary APN	`106-49-053`
Alternative APNs	`1064905301` `106490531`

Interior

Stories	1 Story
Building Area	3,890 sqft Living Area
Gross Area	5,438 sqft
1st Floor Area	3,890 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	1,548 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	2,613 sqft
Patio Area	462 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	106490531
Street Address	3389 CLEARWATER DR
City	PRESCOTT
State	AZ
Zip	86305-7185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS AT WILLOW CREEK - RESIDENTIAL LOT 25 CONT .80AC S EC 9&16-14-2W M&P 49/15-17
Legal Range	02W
Legal Township	14
Legal Section	16
Legal Subdivision	CROSSINGS AT WILLOW CREEK
Legal Lot Number	25
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	3
Census Block	3000
Census Tract	301

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3389 CLEARWATER DR, PRESCOTT, AZ 86305-7185
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Jan 9, 2024	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 6, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 5, 2017	Quit Claim Deed, Transfer EMPIRE W TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	20241264
Last Transfer Date	Oct 10, 2024
Transfer Doc	0000052248
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	3389 CLEARWATER DR, PRESCOTT, AZ 86305-7185
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 CLEARWATER DR, PRESCOTT, AZ 86305-7185

Mortgage

Document Number	0000045245
Date	Oct 23, 2025
Instrument	2025-0045245

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 9, 2024
Property Address	3389 CLEARWATER DR, PRESCOTT, AZ 86305-7185
Document Number	0000001264
Map Reference	MB 49 PG 15
Instrument Date	Dec 26, 2023
Instrument	2024-0001264
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST EQUITY TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3389 CLEARWATER DR, PRESCOTT, AZ 86305-7185

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3389 CLEARWATER DR, PRESCOTT, AZ 86305-7185

Mortgage

Document Number	0000001265
Date	Jan 9, 2024
Instrument	2024-0001265

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	3389 CLEARWATER DR, PRESCOTT, AZ 86305-7185
Document Number	0000055631
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 CLEARWATER DR PRESCOTT AZ 863057185, PRESCOTT, AZ 86305-7185

Mortgage

Document Number	0000055631
Date	Oct 26, 2017
Instrument	55631

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	3389 CLEARWATER DR, PRESCOTT, AZ 86305-7185
Document Number	0000045451
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3389 CLEARWATER DR PRESCOTT AZ 863057185, PRESCOTT, AZ 86305-7185

Mortgage

Document Number	0000045451
Date	Sep 5, 2017
Instrument	45451

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2032

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Mar 6, 2017
Property Address	3389 CLEARWATER DR, PRESCOTT, AZ 86305-7185
Document Number	0000011109
Instrument Date	Mar 6, 2017
Instrument	11109
Transaction Type	Transfer
Record Updated	Mar 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3389 CLEARWATER DR PRESCOTT AZ 863057185, PRESCOTT, AZ 86305-7185

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 5, 2017
Property Address	3389 CLEARWATER DR, PRESCOTT, AZ 86305-7185
Document Number	0000045450
Instrument Date	Mar 6, 2017
Instrument	45450
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	EMPIRE W TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3389 CLEARWATER DR PRESCOTT AZ 863057185, PRESCOTT, AZ 86305-7185

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$119,427 (+0.83%)	$1,194,269 (+0.83%) Land $196,521 Building $997,748
2025	$4,271.00 (+8.59%)	$118,444 (-1.24%) Land $15,704 Building $102,740	$1,184,441 (-1.24%) Land $157,043 Building $1,027,398
2024		$119,936 Land $14,592 Building $105,344	$1,199,361 Land $145,919 Building $1,053,442
2022	$3,933.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mile High Networks, MTE Communications.

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