Kenton County property record for 3405 Cedar Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 988 sqft · built 1962 |
| Lot Size | 0.187 acres (8,154 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Dec 2019) |
| Tax Bill | $1,889 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-20-05-001.00 |
| Primary APN | 002-20-05-001.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 988 sqft Finished Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,154 sqft (0.187 acres) |
| Lot Dimensions | 135 ft deep x 60.4 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3405 CEDAR TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 4 LOT 107 60.40X135 IRREG |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 4 |
| Legal Lot Number | 107 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 67200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3405 CEDAR TREE LN, ERLANGER, KY 41018-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Dec 11, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on Record |
| Deed Sale | Dec 11, 2019 · Amount on Record |
| Deed Document Number | 201912 11 059 00029 |
| Deed Book / Page | 6825 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 13, 2020 |
| Property Address | 3405 CEDAR TREE LN, ERLANGER, KY 41018-1103 |
| Document Number | 0000000016 |
| Book / Page | 000054 / 000981 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 16 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WINDING WAY #A COVINGTON KY 410111154, A, COVINGTON, KY 41011-1154 |
| Document Number | 17 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 00M125/000304 |
| Instrument | 17 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 11, 2019 |
| Property Address | 3405 CEDAR TREE LN, ERLANGER, KY 41018-1103 |
| Document Number | 0000000029 |
| Book / Page | 0C6825 / 000046 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 29 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3405 CEDAR TREE LN ERLANGER KY 410181103, ERLANGER, KY 41018-1103 |
| Document Number | 30 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 0C6825/000049 |
| Instrument | 30 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Number | 33, |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 0C6825/000063 |
| Instrument | 33 |
| Name | GUARANTEED RATE |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 10, 2029 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,700 (-) Land $25,000 Building $165,700 | $190,700 (-) Land $25,000 Building $165,700 | |
| 2025 | $1,889.00 (-7.04%) | $190,700 (-) Land $25,000 Building $165,700 | $190,700 (-) Land $25,000 Building $165,700 |
| 2023 | $2,032.00 | $190,700 Land $25,000 Building $165,700 | $190,700 Land $25,000 Building $165,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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