3402 Cedar Tree Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3402 Cedar Tree Ln, Erlanger, KY 41018 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,053 sqft · built 1964
Lot Size	0.171 acres (7,487 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Aug 2018)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-20-04-016.00`

Property Details

APN / Parcel Number

Primary APN	`002-20-04-016.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,053 sqft Finished Area

Exterior

Year Built	Built 1964
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,487 sqft
Lot Dimensions	140 ft deep x 53 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0022004016.00
Street Address	3402 CEDAR TREE LN
City	ERLANGER
State	KY
Zip	41018-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HILL SEC 4 LOT 138 53.21X140.71 IRREG
Legal Subdivision	CHERRY HILL
Legal Phase	4
Legal Lot Number	138 53
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3056
Census Tract	67200

Owner

Source: Kenton County records · APN 002-20-04-016.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3402 CEDAR TREE LN, ERLANGER, KY 41018-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Aug 16, 2018	Warranty Deed, Transfer · FHA Mortgage SUMMIT FNDG
Mar 02, 2018	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Mar 02, 2018 · Amount on Record
Deed Document Number	0000064781
Deed Book / Page	6478 / 1
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3402 CEDAR TREE LN, ERLANGER, KY 41018-1104
Transaction Type	Mortgage
Record Updated	Jul 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 CEDAR TREE LN, ELSMERE, KY 41018-1104

Mortgage

Document Number	0005900238
Date	Jun 22, 2021
Book Page	234/309
Instrument	21062205900238

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	327 Months
Due	Sep 01, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 16, 2018
Property Address	3402 CEDAR TREE LN, ERLANGER, KY 41018-1104
Document Number	0000000048
Book / Page	0C6478 / 000001
Instrument Date	Aug 10, 2018
Instrument	48
Transaction Type	Transfer
Record Updated	Sep 03, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3402 CEDAR TREE LN ERLANGER KY 410181104, ERLANGER, KY 41018-1104

Mortgage

Document Number	50
Date	Aug 16, 2018
Book Page	0C6478/000004
Instrument	50

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Mortgage

Document Number	52,
Date	Aug 16, 2018
Book Page	0C6478/000020
Instrument	52

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2028

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 02, 2018
Property Address	3402 CEDAR TREE LN, ERLANGER, KY 41018-1104
Document Number	0000000158
Book / Page	0C6364 / 000068
Instrument Date	Feb 28, 2018
Instrument	158
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$64.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 VISTA VIEW CIR COVINGTON KY 410179718, COVINGTON, KY 41017-9718

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,162.00 (-7.05%)	$218,200 (-) Land $25,000 Building $193,200	$218,200 (-) Land $25,000 Building $193,200
2023	$2,326.00	$218,200 Land $25,000 Building $193,200	$218,200 Land $25,000 Building $193,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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