3405 Burberry Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3405 Burberry Pl, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,349 sqft · built 2014
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (May 2026)
Tax Bill	$8,199 (2025)
Deeds & Mortgages	Jun 2025 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-30-0700-0001-0520`

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0700-0001-0520`
Alternative APNs	`263015070000010520` `120416`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,349 sqft Living Area
Gross Area	4,341 sqft
1st Floor Area	2,872 sqft
Upper Floors Area	477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	130 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	75 sqft
Porch	Finished/Open Porch
Porch Area	278 sqft
Deck Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3405 BURBERRY PL
City	SAINT CLOUD
State	FL
Zip	34772-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 52
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	520
Legal Lot Number	52
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43208

Owner

Source: Osceola County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3405 BURBERRY PL, SAINT CLOUD, FL 34772-8761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 12, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	202662918
Deed Book / Page	6970 / 1836
Prior Transfer Date	Jul 31, 2012
Prior Transfer Doc	0043050775
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3405 BURBERRY PL, SAINT CLOUD, FL 34772-8761
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 BURBERRY PL, SAINT CLOUD, FL 34772-8761

Mortgage

Document Number	0068010731
Date	Jun 9, 2025
Book Page	6801/731
Instrument	2025072298

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 12, 2026
Property Address	3405 BURBERRY PL, SAINT CLOUD, FL 34772-8761
Document Number	0000062918
Book / Page	6970 / 1836
Instrument Date	May 8, 2026
Instrument	2026.62918
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	HOMETOWN TITLE GROUP INC, HOMETOWN TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$466,620.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 BURBERRY PL, SAINT CLOUD, FL 34772-8761

Mortgage

Document Number	0000062919,
Date	May 12, 2026
Instrument	2026..62919

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 12, 2026
Property Address	3405 BURBERRY PL, SAINT CLOUD, FL 34772-8761
Document Number	0069701836
Book / Page	6970 / 1836
Instrument Date	May 8, 2026
Instrument	202662918
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	HOMETOWN TITLE GROUP INC, HOMETOWN TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$466,620.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 BURBERRY PL, SAINT CLOUD, FL 34772-8761

Mortgage

Document Number	0000062919,
Date	May 12, 2026
Instrument	202662919

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,199.00 (+2.56%) Homeowner's exemption	$393,138 (+5.99%)	$564,800 (+11.38%) Land $100,000 Building $464,800
2024	$7,994.00 (+4.78%)
2023	$7,629.00 (+12.99%) Homeowner's exemption	$370,932 (+12.39%)	$507,100 (+17.19%) Land $80,000 Building $427,100
2022	$6,752.00 Homeowner's exemption	$330,032	$432,700 Land $78,000 Building $354,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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