3400 Burberry Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3400 Burberry Pl, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,121 sqft · built 2007
Lot Size	0.401 acres (17,468 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Mar 2017)
Tax Bill	$7,272 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120380`

Property Details

APN / Parcel Number

Primary APN	`120380`
Alternative APN	`152630070000010160`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,121 sqft Heated Area
Gross Area	4,462 sqft
1st Floor Area	2,781 sqft
Upper Floors Area	340 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,468 sqft (0.401 acres)
Garage Type	Finished
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	64 sqft
Porch	Open Porch
Porch Area	847 sqft
Deck Area	919 sqft
Patio Area	248 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	120380
Street Address	3400 BURBERRY PL
City	SAINT CLOUD
State	FL
Zip	34772-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 16
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2020
Census Tract	43208

Owner

3400 Burberry Pl is owned and occupied by an individual who bought it in March 2017.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3400 BURBERRY PL, SAINT CLOUD, FL 34772-8755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Balloon Mortgage THE CLARA MCDOWELL FAMILY TRUST
Mar 20, 2017	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on File
Deed Sale	Mar 20, 2017 · Amount on File
Prior Sale	Feb 8, 2010 · Amount on File
Deed Document Number	2017041977
Deed Book / Page	5118 / 1926
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3400 BURBERRY PL, SAINT CLOUD, FL 34772-8755
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 BURBERRY PL, SAINT CLOUD, FL 34772-8755

Mortgage

Document Number	0064050694
Date	May 11, 2023
Book Page	6405/694
Instrument	2023060059

Lender

Name	THE CLARA MCDOWELL FAMILY TRUST
Type	Private Party
Address	1158 PALMA DR, ORLANDO, FL 32805

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 20, 2017
Property Address	3400 BURBERRY PL, SAINT CLOUD, FL 34772-8755
Document Number	0051181926
Book / Page	5118 / 1926
Map Reference	MB16 PG34-41
Instrument Date	Mar 17, 2017
Instrument	2017041977
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3550 ESPLANADE WAY APT 8107, 3550, TALLAHASSEE, FL 32311-3755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 BURBERRY PL, SAINT CLOUD, FL 34772-8755

Mortgage

Document Number	0051181928
Date	Mar 20, 2017
Instrument	5118/1928

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	6.75%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Margin	4
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 3400 Burberry Pl was $7,272 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,272.00 Homeowner's exemption	$341,349	$543,400 Land $100,000 Building $443,400
2023	$6,000.00 (+5.04%) Homeowner's exemption	$280,459 (+3%)	$447,600 (+9.73%) Land $80,000 Building $367,600
2022	$5,712.00 Homeowner's exemption	$272,291	$407,900 Land $78,000 Building $329,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3400 Burberry Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Burberry Pl is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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