3405 77th Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 3405 77th Ct E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2019
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,500 (May 2021)
Tax Bill	$4,634 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6698-0765-9`

Property Details

APN / Parcel Number

Primary APN	`6698-0765-9`
Alternative APN	`331829669807659`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3405 77TH CT E
City	PALMETTO
State	FL
Zip	34221-2590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 33 HERON CREEK PH II PI#6698.0765/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE II
Legal Lot Number	33
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1604

Owner

Source: Manatee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3405 77TH CT E, PALMETTO, FL 34221-2590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
May 3, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Mar 20, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Mar 7, 2018	Loan Modification, Mortgage STEEL CITY TITLE INC, STEEL CTY TITLE INC
Feb 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Mar 20, 2019 · Amount on Record
Deed Document Number	202158079
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3405 77TH CT E, PALMETTO, FL 34221-2590
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 77TH CT E, PALMETTO, FL 34221-2590

Mortgage

Document Number	0041004480
Date	Jan 14, 2026
Instrument	202641004480

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	108 Months
Due	Jan 13, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 3, 2021
Property Address	3405 77TH CT E, PALMETTO, FL 34221-2590
Document Number	0041058079
Map Reference	MB 62 PG 36-41
Instrument Date	Apr 30, 2021
Instrument	202141058079
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	VIKING TITLE LLC, KING TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,348.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5906 OAK BRIDGE CT, BRADENTON, FL 34211-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 77TH CT E, PALMETTO, FL 34221-2590

Mortgage

Document Number	0041058080
Date	May 3, 2021
Instrument	202141058080

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 20, 2019
Property Address	3405 77TH CT E, PALMETTO, FL 34221-2590
Document Number	0027730323
Book / Page	2773 / 0323
Map Reference	MB 62 PG 36-41
Instrument Date	Mar 1, 2019
Instrument	201941025489
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2021
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,043.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 77TH CT E, PALMETTO, FL 34221-2590

Mortgage

Document Number	201941025490
Date	Mar 20, 2019
Instrument	201941025490

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	3405 77TH CT E, PALMETTO, FL 34221-2590
Document Number	0027181006
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 16, 2018
Property Address	3405 77TH CT E, PALMETTO, FL 34221-2590
Document Number	0027144635
Book / Page	002714 / 004635
Instrument Date	Feb 16, 2018
Instrument	41016169
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,273.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,203 (+2.68%) Land $51,000 Building $336,203	$387,203 (-5.24%) Land $51,000 Building $336,203
2025		$377,088 (+5.99%)	$408,623 (+2.72%) Land $51,000 Building $357,623
2024	$4,634.00 (+1.16%)
2023	$4,581.00 (+2.64%) Homeowner's exemption	$355,787 (+3%)	$397,820 (+15.17%) Land $51,000 Building $346,820
2022	$4,463.00 Homeowner's exemption	$345,424 Land $50,000 Building $295,424	$345,424 Land $50,000 Building $295,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Frontier.

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