3315 77th Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 3315 77th Ct E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 2019
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$279,700 (Feb 2019)
Tax Bill	$3,589 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6698.0755-9`

Property Details

APN / Parcel Number

Primary APN	`6698.0755-9`
Alternative APN	`331829669807559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,539 sqft
1st Floor Area	1,710 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Terrain	Low
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	331829669807559
Street Address	3315 77TH CT E
City	PALMETTO
State	FL
Zip	34221-2588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 31 HERON CREEK PHASE II PI#6698.0755/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE II
Legal Phase	2
Legal Tract	669801
Legal Lot Number	31
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1604

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3315 77TH CT E, PALMETTO, FL 34221-2588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage BMO HARRIS BK NA
Feb 5, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Mar 7, 2018	Loan Modification, Mortgage STEEL CITY TITLE INC, STEEL CTY TITLE INC
Feb 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	201941011107
Deed Book / Page	2767 / 0662
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3315 77TH CT E, PALMETTO, FL 34221-2588
Document Number	0041041619
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3315 77TH CT E PALMETTO FL 342212588, PALMETTO, FL 34221-2588

Mortgage

Document Number	0041041619
Date	Apr 22, 2020
Instrument	41041619

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 5, 2019
Property Address	3315 77TH CT E, PALMETTO, FL 34221-2588
Document Number	0027670662
Book / Page	2767 / 0662
Map Reference	MB 62 PG 36-41
Instrument Date	Jan 25, 2019
Instrument	201941011107
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2021
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,957.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 77TH CT E, PALMETTO, FL 34221-2588

Mortgage

Document Number	201941011108
Date	Feb 5, 2019
Instrument	201941011108

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	3315 77TH CT E, PALMETTO, FL 34221-2588
Document Number	0027181006
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 16, 2018
Property Address	3315 77TH CT E, PALMETTO, FL 34221-2588
Document Number	0027144635
Book / Page	002714 / 004635
Instrument Date	Feb 16, 2018
Instrument	41016169
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,273.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,664 (+26.71%)	$426,206 (+14.3%) Land $51,000 Building $375,206
2024	$3,589.00 (+23.21%)
2023	$2,913.00 (+2.97%) Homeowner's exemption	$234,121 (+3%)	$372,892 (+15.03%) Land $51,000 Building $321,892
2022	$2,829.00 Homeowner's exemption	$227,302	$324,180 Land $50,000 Building $274,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Frontier.

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