San Diego County property record for 3404 Oak Cliff Dr, Apt 5, Fallbrook, CA 92028
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,677 sqft · built 1975 |
| Lot Size | 0.624 acres (27,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $524,000 (Oct 2022) |
| Tax Bill | $5,731 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-240-28-05 |
| Primary APN | 124-240-28-05 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,677 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Condo/Apartment |
| Lot Area | 27,169 sqft (0.624 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3404 OAK CLIFF DR, 5 |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8644 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RS |
| Legal Description | LOT 1 US 5 PER DOC74-167159&UND INT IN TR 007965 |
| Legal Subdivision | FALLBROOK VILLAS |
| Legal Tract | 007965 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 18805 |
Source: San Diego County records · APN 124-240-28-05
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1849 MAGNOLIA CT, OCEANSIDE, CA 92054-0602 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2022 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage S W I FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2022 · Amount on Record |
| Deed Sale | Oct 04, 2022 · Amount on Record |
| Prior Sale | Jul 31, 1987 · Amount on Record |
| Deed Document Number | 2022387024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 04, 2022 |
| Property Address | 3404 OAK CLIFF DR APT 5, 5, FALLBROOK, CA 92028-8644 |
| Document Number | 0000387024 |
| Map Reference | MAP 7965 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022-0387024 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1849 MAGNOLIA CT, CAMP PENDLETON, CA 92054-0602 |
| Investor | Possibly a Property Investor |
| Document Number | 0000387025 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 2022-0387025 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3404 OAK CLIFF DR APT 5, 5, FALLBROOK, CA 92028-8644 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3404 OAK CLIFF DR 5, 5, FALLBROOK, CA 92028-8644 |
| Document Number | 0000641434 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021-0641434 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3404 OAK CLIFF DR APT 5, 5, FALLBROOK, CA 92028-8644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000064949 |
|---|---|
| Date | Feb 08, 2017 |
| Instrument | 2017-0064949 |
| Name | S W I FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ESCONDIDO, CA 92025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $556,070 (+2%) Land $278,035 Building $278,035 | |
| 2025 | $5,731.00 (+4.12%) | $545,168 (+4.04%) Land $272,584 Building $272,584 |
| 2023 | $5,504.00 (+21.58%) | $524,000 Land $262,000 Building $262,000 |
| 2022 | $4,527.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 101 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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