3404 Oak Cliff Dr, Apt 1, Fallbrook, CA 92028 Property Records

San Diego County property record for 3404 Oak Cliff Dr, Apt 1, Fallbrook, CA 92028

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,770 sqft · built 1974
Lot Size0.624 acres (27,169 sqft)
Owner2 Individual Names on Record
Last Sale$449,000 (Oct 2020)
Tax Bill$5,112 (2025)
Deeds & MortgagesOct 2020 Sale & Construction Loan
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN124-240-28-01

Property Details

APN / Parcel Number

Primary APN124-240-28-01

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,770 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCondo/Apartment
Lot Area27,169 sqft (0.624 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3404 OAK CLIFF DR, 1
CityFALLBROOK
StateCA
Zip92028-8644
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRS
Legal DescriptionLOT 1 US 1 PER DOC74-167159&UND INT IN TR 007965
Legal SubdivisionFALLBROOK VILLAS
Legal Tract007965
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1008
Census Tract18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3404 OAK CLIFF DR, 1, FALLBROOK, CA 92028-8644
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Grant Deed, Construction Loan · Construction Mortgage
BANK OF AMERICA NA
Mar 9, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Sep 14, 2017Grant Deed, Transfer · Conventional Mortgage
PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2020 · Amount on Record
Deed SaleOct 2, 2020 · Amount on Record
Prior SaleSep 14, 2017 · Amount on Record
Deed Document Number2020596150
Prior Transfer DateMar 1, 2012
Prior Transfer Doc0000126168
Record UpdatedOct 29, 2026

October 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 2, 2020
Property Address3404 OAK CLIFF DR APT 1, 1, FALLBROOK, CA 92028-8644
Document Number0000596150
Map ReferenceFILE 74-197159
Instrument DateJul 30, 2020
Instrument2020-0596150
Transaction TypeConstruction Loan
Record UpdatedJul 25, 2022
Title CompanyNEXTITLE A TITLE & ESCROW CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2714 OLYMPIA DR, CARLSBAD, CA 92010-2179

Mortgage

Document Number0000596151
DateOct 2, 2020
Instrument2020-0596151
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3404 OAK CLIFF DR APT 1, 1, FALLBROOK, CA 92028-8644
Document Number0000131972
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedMar 31, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3404 OAK CLIFF DR #1 FALLBROOK CA 920288644, 1, FALLBROOK, CA 92028-8644

Mortgage

Document Number0000131972
DateMar 13, 2020
Instrument131972
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMar 12, 2040

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 14, 2017
Property Address3404 OAK CLIFF DR APT 1, 1, FALLBROOK, CA 92028-8644
Document Number0000422409
Map ReferenceMAP7965
Instrument DateAug 30, 2017
Instrument2017-0422409
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATL TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3404 OAK CLIFF DR APT 1, 1, FALLBROOK, CA 92028-8644

Mortgage

Document Number0000422410
DateSep 14, 2017
Instrument2017-0422410
Lender
NamePROVIDENT SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$495,728 (+2%) Land $190,026 Building $305,702
2025$5,112.00 (+4.09%)$486,008 (+4.04%) Land $186,300 Building $299,708
2023$4,911.00 (+1.72%)$467,138 Land $179,067 Building $288,071
2022$4,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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