3404 Easy St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3404 Easy St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,295 sqft · built 2004
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,600 (Jun 2019)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2020 Mortgage + 1 more
APN	`06-5.0-22-004-000-191.048`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-191.048`

Interior

Building Area	1,295 sqft Base Area
1st Floor Area	1,295 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide

Location & Zoning

Street Address	3404 EASY ST
City	SAINT JOSEPH
State	MO
Zip	64503-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE 2ND EXTENSION LOT:48 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE 2ND EXTENSION
Legal Lot Number	48
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1018
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3404 EASY ST, SAINT JOSEPH, MO 64503-1554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 31, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY FIRST NATIONAL BANK
Jun 5, 2019	Warranty Deed, Transfer · FHA Mortgage COMMUNITY FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	20194557
Deed Book / Page	3738 / 139
Prior Transfer Date	Sep 7, 2007
Prior Transfer Doc	03025/0961
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3404 EASY ST, SAINT JOSEPH, MO 64503-1554
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 EASY ST, SAINT JOSEPH, MO 64503-1554

Mortgage

Document Number	0003817/13
Date	Mar 24, 2026
Book Page	3817/13
Instrument	2026002218

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3404 EASY ST, SAINT JOSEPH, MO 64503-1554
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003747/309
Date	Mar 31, 2020
Book Page	3747/309
Instrument	2020002455

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 5, 2019
Property Address	3404 EASY ST, SAINT JOSEPH, MO 64503-1554
Document Number	003738/139
Book / Page	3738 / 139
Instrument Date	Jun 5, 2019
Instrument	2019004557
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 EASY ST, SAINT JOSEPH, MO 64503-1554
Investor	Possibly a Property Investor

Mortgage

Document Number	003738/140
Date	Jun 5, 2019
Book Page	3738/140
Instrument	2019004558

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (+0.06%)	$24,960 (+6.21%) Land $4,180 Building $20,780	$131,370 (+6.2%) Land $22,000 Building $109,370
2024	$1,789.00 (+15.87%)
2023	$1,544.00 (-0.64%)	$23,500 (-) Land $4,180 Building $19,320	$123,700 (-) Land $22,000 Building $101,700
2022	$1,554.00	$23,500 Land $4,180 Building $19,320
2021			$123,700 Land $22,000 Building $101,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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