3403 Easy St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3403 Easy St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,324 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$219,450 (Jun 2026)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2010 Mortgage + 4 more
APN	`06-5.0-22-004-000-191.057`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-191.057`

Interior

Building Area	1,324 sqft Base Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	119 ft deep x 70 ft wide

Location & Zoning

Street Address	3403 EASY ST
City	SAINT JOSEPH
State	MO
Zip	64503-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE 2ND EXTENSION LOT:56 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE 2ND EXTENSION
Legal Lot Number	56
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1014
Census Tract	1800

Owner

Source: Buchanan County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORPORATION
Nov 9, 2010	Deed of Trust, Mortgage · FHA Mortgage ALLIED HOME MORTGAGE CAPITAL CORP
Feb 5, 2026	Intrafamily Transfer, Transfer
Dec 30, 2015	Intrafamily Transfer, Transfer
Feb 23, 2009	Warranty Deed, Transfer · FHA Mortgage COMMERCE BANK NA
Dec 13, 2005	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	20265037
Deed Book / Page	3819 / 794
Prior Transfer Date	Dec 28, 2015
Prior Transfer Doc	2015013554
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 22, 2026
Property Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554
Document Number	0000005037
Book / Page	3819 / 794
Instrument Date	Jun 22, 2026
Instrument	20265037
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PREFERRED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554

Mortgage

Document Number	0000005038,
Date	Jun 22, 2026
Instrument	20265038

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03240/0634
Date	Nov 9, 2010
Book Page	3240/0634
Instrument	2010012441

Lender

Name	ALLIED HOME MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	SAINT JOSEPH, MO 64506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2040

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Feb 5, 2026
Property Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554
Document Number	003815/651
Book / Page	3815 / 651
Instrument Date	Jan 29, 2026
Instrument	2026000840
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 FLORENCE RD, SAINT JOSEPH, MO 64504-1069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554

December 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Dec 30, 2015
Property Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554
Document Number	2015013554
Instrument Date	Dec 28, 2015
Instrument	2015013554
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 23, 2009
Property Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554
Document Number	03127/0947
Book / Page	3127 / 0947
Instrument Date	Feb 18, 2009
Instrument	2009002168
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 244, CENTRAL CITY, NE 68826-0244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554

Mortgage

Document Number	2009002169
Date	Feb 23, 2009
Instrument	2009002169

Lender

Name	COMMERCE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 13, 2005
Property Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554
Document Number	02858/0537
Book / Page	2858 / 0537
Instrument Date	Dec 12, 2005
Instrument	2005019420
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4711 NE STATE ROUTE P, CLARKSDALE, MO 64430-8116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 EASY ST, SAINT JOSEPH, MO 64503-1554

Mortgage

Document Number	2005019421
Date	Dec 13, 2005
Instrument	2005019421

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,184.00	$30,510 (+6.2%) Land $4,470 Building $26,040	$160,550 (+6.18%) Land $23,500 Building $137,050
2024	$2,184.00 (+15.86%)
2023	$1,885.00 (-0.63%)	$28,730 (-) Land $4,470 Building $24,260	$151,200 (-) Land $23,500 Building $127,700
2022	$1,897.00	$28,730 Land $4,470 Building $24,260
2021			$151,200 Land $23,500 Building $127,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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