3155 Co Rd 278, Five Points, AL 36855 Property Records

Chambers County property record for 3155 Co Rd 278, Five Points, AL 36855

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,960 sqft · built 1979
Lot Size	17.1 acres (748,361 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2024)
Tax Bill	$1,218 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-05-16-0-001-012.001`

Property Details

APN / Parcel Number

Primary APN	`12-01-05-16-0-001-012.001`
Alternative APNs	`0105160001012001` `430705` `479545`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Upper Floors Area	1,332 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Stone
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	748,361 sqft (17.1 acres)
Garage Area	312 sqft
Parking Spaces	6 Parking Spaces
Gazebo	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	479545
Street Address	3155 COUNTY ROAD 278
City	FIVE POINTS
State	AL
Zip	36855-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF W1/2 OF NW1/4 WHICH LIES SW OF CO. ROAD 278 & E OF AN UNNAMED ROAD.S16 T24N R28E
Legal Range	28
Legal Township	24
Legal Section	16
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1027
Census Tract	953800

Owner

3155 Co Rd 278 is owned and occupied by two individuals who bought it in November 2024.

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2294 COUNTY ROAD 283, FIVE POINTS, AL 36855-2849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Dec 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RENASANT BANK
Jan 29, 2018	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on File
Deed Sale	Nov 21, 2024 · Amount on File
Deed Document Number	20245630
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	02021/5015
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Mar 23, 2022
Property Address	3155 COUNTY ROAD 278, FIVE POINTS, AL 36855-2828
Document Number	02022/1603
Book / Page	2022 / 1603
Instrument Date	Mar 14, 2022
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 GABBETTVILLE RD, LAGRANGE, GA 30240-9019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3155 COUNTY ROAD 278, FIVE POINTS, AL 36855-2828

Mortgage

Document Number	0020221604
Date	Mar 23, 2022
Instrument	2022/1604

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMBERS AL
Recording Date	Dec 20, 2021
Property Address	3155 COUNTY ROAD 278, FIVE POINTS, AL 36855-2828
Document Number	02021/5015
Book / Page	2021 / 5015
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3155 COUNTY ROAD 278, FIVE POINTS, AL 36855-2828

Mortgage

Document Number	0020215016
Date	Dec 20, 2021
Instrument	2021/5016

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Oct 1, 2036

January 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jan 29, 2018
Property Address	3155 COUNTY ROAD 278, FIVE POINTS, AL 36855-2828
Document Number	002018/273
Book / Page	2018 / 273
Instrument Date	Jan 16, 2018
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 3155 Co Rd 278 was $1,218 with a homeowner's exemption, up 7.4% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,218.00 (+7.41%) Homeowner's exemption
2025	$1,134.00 (+0.09%)	$28,348 (+0.03%) Land $5,610 Building $22,738	$283,480 (+0.02%) Land $56,100 Building $227,380
2024	$1,133.00 Additional exemption filed	$28,340 (-) Land $5,600 Building $22,740	$283,430 (-) Land $56,040 Building $227,390
2023	$1,133.00 (+20.28%) Additional exemption filed	$28,340 (+3.36%) Land $5,600 Building $22,740	$283,430 (+3.41%) Land $56,040 Building $227,390
2022	$942.00 Additional exemption filed	$27,420 Land $5,600 Building $21,820	$274,090 Land $56,040 Building $218,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3155 Co Rd 278 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3155 Co Rd 278 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TEC DSL · Fiber in parts of the area	50 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 278

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures