3404 44th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 3404 44th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,013 sqft · built 1999
Lot Size	0.237 acres (10,335 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Mar 2019)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-5510-00210-000`

Property Details

APN / Parcel Number

Primary APN	`01-5510-00210-000`

Interior

Building Area	1,013 sqft Living Area
1st Floor Area	1,013 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Lot Area	10,335 sqft (0.237 acres)
Lot Dimensions	130 ft deep x 79 ft wide

Location & Zoning

Street Address	3404 44TH AVE S
City	FARGO
State	ND
Zip	58104-6684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 1 BLOCK: 2 ADDITION: FOX RUN THIRD ADDITION ADDITIONAL: FOX RUN 3RD LT 1 BLK 2
Legal Subdivision	FOX RUN 3RD
Legal Block	2
Legal Lot Number	1
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	4
Census Block	4011
Census Tract	10303

Owner

3404 44th Ave S is owned and occupied by two individuals who bought it in March 2019.

Source: Cass County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3404 44TH AVE S, FARGO, ND 58104-6684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Mar 8, 2019	Warranty Deed, Transfer · Conventional Mortgage VALLEY MORTGAGE INC
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit GATE CITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Mar 6, 2014 · Amount on File
Deed Document Number	20191558186
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3404 44TH AVE S, FARGO, ND 58104-6684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001556003
Date	Jan 25, 2019
Instrument	1556003

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 21, 2033

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Mar 8, 2019
Property Address	3404 44TH AVE S, FARGO, ND 58104-6684
Document Number	0001558186
Instrument Date	Mar 7, 2019
Instrument	1558186
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 44TH AVE S, FARGO, ND 58104-6684

Mortgage

Document Number	0001558187
Date	Mar 8, 2019
Instrument	1558187

Lender

Name	VALLEY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3404 44TH AVE S, FARGO, ND 58104-6684
Document Number	0001555068
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3404 44TH AVE S FARGO ND 581046684, FARGO, ND 58104-6684

Mortgage

Document Number	0001555068
Date	Jan 8, 2019
Instrument	1555068

Lender

Name	GATE CITY BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3404 44th Ave S was $4,542.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,542.00	$158,950 Land $36,950 Building $122,000	$317,900 Land $73,900 Building $244,000
2023	$3,857.00	$141,500 Land $36,950 Building $104,550	$283,000 Land $73,900 Building $209,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3404 44th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	101 (1997–2011)
Claims Outside the SFHA	98 of 101
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 12 claims Severe Storms And Flooding, Apr 2009 · 48 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3404 44th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Verizon.

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