3403 44th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 3403 44th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,127 sqft · built 1999
Lot Size	0.259 acres (11,270 sqft)
Owner	2 Individual Names on File
Last Sale	$232,800 (May 2012)
Tax Bill	$4,891 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-5510-00010-000`

Property Details

APN / Parcel Number

Primary APN	`01-5510-00010-000`

Interior

Building Area	1,127 sqft Living Area
1st Floor Area	1,127 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Lot Area	11,270 sqft (0.259 acres)
Lot Dimensions	140 ft deep x 80 ft wide

Location & Zoning

Street Address	3403 44TH AVE S
City	FARGO
State	ND
Zip	58104-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 1 BLOCK: 1 ADDITION: FOX RUN THIRD ADDITION ADDITIONAL: FOX RUN 3RD LT 1 BLK 1
Legal Subdivision	FOX RUN 3RD
Legal Block	1
Legal Lot Number	1
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	4
Census Block	4016
Census Tract	10303

Owner

3403 44th Ave S is owned and occupied by two individuals who bought it in May 2012.

Source: Cass County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3403 44TH AVE S, FARGO, ND 58104-6674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST WESTERN BANK & TRUST
Sep 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage BLACKRIDGEBANK
Feb 22, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2012 · Amount on File
Deed Sale	May 31, 2012 · Amount on File
Prior Sale	Jun 2, 2010 · Amount on File
Deed Document Number	20121353902
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3403 44TH AVE S, FARGO, ND 58104-6674
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 44TH AVE S, FARGO, ND 58104-6674

Mortgage

Document Number	0001670864
Date	Jul 18, 2022
Instrument	1670864

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3403 44TH AVE S, FARGO, ND 58104-6674
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001605295
Date	Sep 17, 2020
Instrument	1605295

Lender

Name	BLACKRIDGEBANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	54 Months
Due	Mar 15, 2025

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3403 44TH AVE S, FARGO, ND 58104-6674
Document Number	0001586073
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3403 44TH AVE S FARGO ND 581046674, FARGO, ND 58104-6674

Mortgage

Document Number	0001586073
Date	Mar 27, 2020
Instrument	1586073

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3403 44th Ave S was $4,891.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,891.00	$170,650 Land $39,550 Building $131,100	$341,300 Land $79,100 Building $262,200
2023	$4,164.00	$151,850 Land $39,550 Building $112,300	$303,700 Land $79,100 Building $224,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3403 44th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	101 (1997–2011)
Claims Outside the SFHA	98 of 101
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 12 claims Severe Storms And Flooding, Apr 2009 · 48 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3403 44th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Verizon.

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