Stearns County property record for 3404 3rd St N, Saint Cloud, MN 56303 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1966 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,666 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46180-0000 |
| Primary APN | 82-46180-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Width | 44 ft Width |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3404 3RD ST N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 & 4 BLK 2 LESS HWY (PARCEL 36 OF ROW PLAT 17) COTTAGE PLACE ADD SECTION 16 TOWNSHIP 124 RANGE 028 COTTAGE PLACE ADD |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | COTTAGE PLACE ADD |
| Legal Block | 2 |
| Legal Lot Number | 3-4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 601 |
Source: Stearns County records · APN 82-46180-0000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3404 3RD ST N, SAINT CLOUD, MN 56303-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,666.00 (+24.89%) | $147,600 (+5.05%) Land $25,000 Building $122,600 | $147,600 (+5.05%) Land $25,000 Building $122,600 |
| 2025 | $140,500 (+4.07%) Land $25,000 Building $115,500 | $140,500 (+4.07%) Land $25,000 Building $115,500 | |
| 2023 | $1,334.00 | $135,000 Land $25,000 Building $110,000 | $135,000 Land $25,000 Building $110,000 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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