3401 3rd St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3401 3rd St N, Saint Cloud, MN 56303

Property Summary

Property Type	Multi-Family Dwellings
Details	11,856 sqft · built 1987
Lot Size	1.72 acres (74,998 sqft)
Owner	Individual Name on File
Tax Bill	$28,646 (2026)
Flood Zone	Zone X (minimal risk)
APN	`82-48582-0004`

Property Details

APN / Parcel Number

Primary APN	`82-48582-0004`

Interior

Stories	1 Story
Building Area	11,856 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Multi-Family
Exterior Material	Block
Lot Area	74,998 sqft (1.72 acres)
Lot Width	195 ft Width
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3401 3RD ST N
City	SAINT CLOUD
State	MN
Zip	56303
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	PUD7
Legal Description	LESS PARCEL 38 STEARNS CO HWY R/W PLAT 17 MEGARRY RE/SCHROEDER ACRE LOTS SECTION 09 TOWNSHIP 124 RANGE 028 MEGARRY
Legal Range	28W
Legal Township	124
Legal Section	09
Legal Subdivision	MEGARRY RESCHROEDER ACRE LOTS
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	601

Owner

Source: Stearns County assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 794, SAINT CLOUD, MN 56302-0794
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,646.00 (+19.96%)	$891,000 (-) Land $300,000 Building $591,000	$891,000 (-) Land $300,000 Building $591,000
2025		$891,000 (+1.89%) Land $300,000 Building $591,000	$891,000 (+1.89%) Land $300,000 Building $591,000
2023	$23,880.00	$874,500 Land $300,000 Building $574,500	$874,500 Land $300,000 Building $574,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Communications, Lumen Technologies, Xtratyme Technologies.