3404 15th Ave, Valley, AL 36854 Property Records

Chambers County property record for 3404 15th Ave, Valley, AL 36854

Property Summary

Property TypeSingle Family Home
Details1 ba · 984 sqft · built 1963
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on Record
Tax Bill$306 (2026)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN12-18-03-06-1-003-027.000

Property Details

APN / Parcel Number

Primary APN12-18-03-06-1-003-027.000
Alternative APNs
  • 1803061003027000
  • 436850

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area984 sqft Living Area
1st Floor Area984 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeMixed
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area88 sqft
Utility Building48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number436850
Street Address3404 15TH AVE
CityVALLEY
StateAL
Zip36854-2913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK 8TODD ADDN. # 4M.B. 3 PG. 6IN SW1/4 OF NE1/4.S6 T21N R29ECITY OF VALLEY
Legal Range29
Legal Township21
Legal Section06
Legal SubdivisionTODD ADDN
Legal Block8
Legal Lot Number4
JurisdictionCHAMBERS AL
Township / Civil DivisionVALLEY
Census Block Group2
Census Block2002
Census Tract954600

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3404 15TH AVE, VALLEY, AL 36854-2913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address3404 15TH AVE, VALLEY, AL 36854-2913
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20181734
DateMay 2, 2018
Instrument20181734
Lender
NameCHARTER BANK
TypeBank
Agreement
AmountAmount Recorded
Term176 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
MunicipalityValley City
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306.00 (+7.75%) Homeowner's exemption Senior Citizen's exemption
2025$284.00 (-9.27%)$18,296 (+84.06%) Land $1,440 Building $16,856$91,480 (-7.85%) Land $7,200 Building $84,280
2024$313.00 (+18.56%) Additional exemption filed$9,940 (+15.85%) Land $800 Building $9,140$99,270 (+15.75%) Land $7,920 Building $91,350
2023$264.00 (+10.46%) Additional exemption filed$8,580 (+8.88%) Land $800 Building $7,780$85,760 (+8.98%) Land $7,920 Building $77,840
2022$239.00 Additional exemption filed$7,880 Land $800 Building $7,080$78,690 Land $7,920 Building $70,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2021–2023)
Most Recent ClaimMar 2023 · Severe Storms, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 53% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST ALABAMA, WATER & FIRE PRO DISTRICT
serves 17,532 people · EPA ID AL0000174
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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