3402 15th Ave, Valley, AL 36854 Property Records

Chambers County property record for 3402 15th Ave, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1981
Lot Size	0.551 acres (24,000 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (Sep 2021)
Tax Bill	$441 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-03-06-1-003-028.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-03-06-1-003-028.000`
Alternative APNs	`1803061003028000` `465370`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	150 ft deep x 160 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	465370
Street Address	3402 15TH AVE
City	VALLEY
State	AL
Zip	36854-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 BLOCK 8TODD ADDN. # 4M.B. 3 PG. 6IN SW1/4 OF NE1/4.S6 T21N R29ECITY OF VALLEY
Legal Range	29
Legal Township	21
Legal Section	06
Legal Subdivision	TODD ADDN
Legal Block	8
Legal Lot Number	2,3
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2002
Census Tract	954600

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3402 15TH AVE, VALLEY, AL 36854-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Sep 30, 2021 · Amount on File
Deed Book / Page	2021 / 3929
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	02021/3929
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Sep 30, 2021
Property Address	3402 15TH AVE, VALLEY, AL 36854-2913
Document Number	02021/3929
Book / Page	2021 / 3929
Map Reference	MB 3 PG 6
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 COUNTY ROAD 111, LAFAYETTE, AL 36862-4352

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3402 15TH AVE, VALLEY, AL 36854-2913

Mortgage

Document Number	0020213930
Date	Sep 30, 2021
Instrument	2021/3930

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$441.00 (+8.35%) Homeowner's exemption
2025	$407.00 (-9.15%)	$22,508 (+84.19%) Land $2,880 Building $19,628	$112,540 (-7.92%) Land $14,400 Building $98,140
2024	$448.00 (+17.59%) Additional exemption filed	$12,220 (+14.85%) Land $1,580 Building $10,640	$122,220 (+14.78%) Land $15,840 Building $106,380
2023	$381.00 (+10.12%) Additional exemption filed	$10,640 (+8.35%) Land $1,580 Building $9,060	$106,480 (+8.39%) Land $15,840 Building $90,640
2022	$346.00 Additional exemption filed	$9,820 Land $1,580 Building $8,240	$98,240 Land $15,840 Building $82,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021–2023)
Most Recent Claim	Mar 2023 · Severe Storms, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20