Union County property record for 3403 Peninsula Ct, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,586 sqft · built 1998 |
| Lot Size | 2.57 acres (112,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Apr 2024) |
| Tax Bill | $10,498 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-102-034A |
| Primary APN | 09-102-034A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,586 sqft Living Area |
| Gross Area | 5,924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 112,123 sqft (2.57 acres) |
| Garage Type | Attached |
| Garage Area | 1,338 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 175 sqft |
| Gazebo | Gazebo |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3403 PENINSULA CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 MONRO |
| Legal Description | P/26 & #26A VILLAGE LAKE OPCC901 |
| Legal Subdivision | VILLAGE LAKE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20601 |
Source: Union County records · APN 09-102-034A
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3403 PENINSULA CT, MONROE, NC 28110-9670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Sep 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Sep 14, 2021 · Amount on Record |
| Deed Document Number | 20248779 |
| Deed Book / Page | 8889 / 503 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 19, 2024 |
| Property Address | 3403 PENINSULA CT, MONROE, NC 28110-9670 |
| Document Number | 0008889503 |
| Book / Page | 8889 / 503 |
| Map Reference | CAB C FILE 901 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 8779 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16449 BELLE ISLE DR, CORNELIUS, NC 28031-7704 |
| Name | Verified Name |
|---|---|
| Address | 3403 PENINSULA CT, MONROE, NC 28110-9670 |
| Document Number | 0000008780 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 8780 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 14, 2021 |
| Property Address | 3403 PENINSULA CT, MONROE, NC 28110-9670 |
| Document Number | 8242196 |
| Book / Page | 8242 / 196 |
| Map Reference | CAB C FILE 901 |
| Instrument Date | Sep 01, 2021 |
| Instrument | 43674 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Title Company | INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6012 BRITANNIA BLVD, 6012, WAXHAW, NC 28173-0281 |
| Name | Verified Name |
|---|---|
| Address | 3403 PENINSULA CT, MONROE, NC 28110-9670 |
| Document Number | 43675 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 43675 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,498.00 (+45.87%) | $1,200,900 (+81.95%) Land $232,800 Building $968,100 | $1,200,900 (+81.95%) Land $232,800 Building $968,100 |
| 2023 | $7,197.00 | $660,000 Land $183,600 Building $476,400 | $660,000 Land $183,600 Building $476,400 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 40 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONROE serves 43,081 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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