3400 Peninsula Ct, Monroe, NC 28110 Property Records

Union County property record for 3400 Peninsula Ct, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,846 sqft · built 1992
Lot Size	1.11 acres (48,526 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jun 2018)
Tax Bill	$10,241 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-102-036`

Property Details

APN / Parcel Number

Primary APN	`09-102-036`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,846 sqft Living Area
Gross Area	6,658 sqft
1st Floor Area	1,823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	48,526 sqft (1.11 acres)
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3400 PENINSULA CT
City	MONROE
State	NC
Zip	28110-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 MONRO
Legal Description	#28 VILLAGE LAKE OPCC753-759
Legal Subdivision	VILLAGE LAKE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3009
Census Tract	20601

Owner

3400 Peninsula Ct is owned and occupied by an individual who bought it in June 2018.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3400 PENINSULA CT, MONROE, NC 28110-9670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 29, 2018	Warranty Deed, Transfer GEORGY POLIKHRONIDI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Deed Document Number	201817968
Deed Book / Page	7186 / 661
Prior Transfer Date	Feb 22, 2007
Prior Transfer Doc	4468551
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3400 PENINSULA CT, MONROE, NC 28110-9670
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 PENINSULA CT, MONROE, NC 28110-9670

Mortgage

Document Number	0000924121
Date	Nov 10, 2025
Book Page	9241/21
Instrument	29582

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3400 PENINSULA CT, MONROE, NC 28110-9670
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8256442
Date	Sep 27, 2021
Book Page	8256/442
Instrument	45695

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 29, 2018
Property Address	3400 PENINSULA CT, MONROE, NC 28110-9670
Document Number	7186661
Book / Page	007186 / 000661
Instrument Date	Jun 29, 2018
Instrument	17968
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 PENINSULA CT MONROE NC 281109670, MONROE, NC 28110-9670

Mortgage

Document Number	7186663
Date	Jun 29, 2018
Book Page	007186/000663
Instrument	17969

Lender

Name	GEORGY POLIKHRONIDI
Address	330 DRIVER CIRCLE CT, ALPHARETTA, GA 30022-6864

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3400 Peninsula Ct was $10,241.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,171,500 (-) Land $194,000 Building $977,500	$1,171,500 (-) Land $194,000 Building $977,500
2025	$10,241.00	$1,171,500 Land $194,000 Building $977,500	$1,171,500 Land $194,000 Building $977,500
2023	$8,621.00	$790,600 Land $153,000 Building $637,600	$790,600 Land $153,000 Building $637,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3400 Peninsula Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Peninsula Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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