Kenton County property record for 3402 Apple Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 888 sqft · built 1973 |
| Lot Size | 0.25 acres (10,892 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Jul 2020) |
| Tax Bill | $1,714 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-20-05-028.00 |
| Primary APN | 002-20-05-028.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 888 sqft Finished Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,892 sqft (0.25 acres) |
| Lot Dimensions | 164 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3402 APPLE TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 9 LOT 461 60X164.34 IRREG |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 9 |
| Legal Lot Number | 461 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 67200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3402 APPLE TREE LN, ERLANGER, KY 41018-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jul 8, 2020 | Grant Deed, Transfer · FHA Mortgage POLARIS HM FNDG |
| Oct 4, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on Record |
| Deed Sale | Jul 8, 2020 · Amount on Record |
| Deed Document Number | 20205900105 |
| Deed Book / Page | 30 / 819 |
| Prior Transfer Date | Sep 12, 2017 |
| Prior Transfer Doc | 0000000125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3402 APPLE TREE LN, ERLANGER, KY 41018-1102 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3402 APPLE TREE LN, ERLANGER, KY 41018-1102 |
| Document Number | 0005900169 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 185/162 |
| Instrument | 21031705900169 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | 40607 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 8, 2020 |
| Property Address | 3402 APPLE TREE LN, ERLANGER, KY 41018-1102 |
| Document Number | 0000000105 |
| Book / Page | 000030 / 000819 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 105 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3402 APPLE TREE LN ERLANGER KY 410181102, ERLANGER, KY 41018-1102 |
| Document Number | 106 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 000M66/000904 |
| Instrument | 106 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Document Number | 107, |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 000M66/000921 |
| Instrument | 107 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 7, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 4, 2017 |
| Property Address | 3402 APPLE TREE LN, ERLANGER, KY 41018-1102 |
| Document Number | 0000000125 |
| Book / Page | 0C6265 / 000001 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 125 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 263 SUZZANNE WAY FLORENCE KY 410427925, FLORENCE, KY 41042-7925 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,000 (-) Land $25,000 Building $148,000 | $173,000 (-) Land $25,000 Building $148,000 | |
| 2025 | $1,714.00 (-7.05%) | $173,000 (-) Land $25,000 Building $148,000 | $173,000 (-) Land $25,000 Building $148,000 |
| 2023 | $1,844.00 | $173,000 Land $25,000 Building $148,000 | $173,000 Land $25,000 Building $148,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures