Kenton County property record for 3401 Apple Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 999 sqft · built 1971 |
| Lot Size | 0.233 acres (10,186 sqft) |
| Owner | Trust Name on File |
| Last Sale | $144,500 (Nov 2019) |
| Tax Bill | $1,727 (2025) |
| Deeds & Mortgages | May 2020 Transfer Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-20-06-004.00 |
| Primary APN | 002-20-06-004.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 999 sqft Finished Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,186 sqft (0.233 acres) |
| Lot Dimensions | 169 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3401 APPLE TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 9 LOT 472 60X169.76 IRREG |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 9 |
| Legal Lot Number | 472 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 67200 |
3401 Apple Tree Ln is held in a trust since April 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8655 EDEN CT, UNION, KY 41091-7459 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MTG FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on File |
| Deed Sale | Nov 8, 2019 · Amount on File |
| Prior Sale | May 9, 2006 · Amount on File |
| Deed Document Number | 201911 08 059 00234 |
| Deed Book / Page | 6798 / 209 |
| Last Transfer Date | Apr 29, 2020 |
| Transfer Doc | 0000200196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 7, 2020 |
| Property Address | 3401 APPLE TREE LN, ERLANGER, KY 41018-1101 |
| Document Number | 0000200196 |
| Book / Page | 000020 / 000196 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 8655 EDEN CT UNION KY 410917459, UNION, KY 41091-7459 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 8, 2019 |
| Property Address | 3401 APPLE TREE LN, ERLANGER, KY 41018-1101 |
| Document Number | 0000000234 |
| Book / Page | 0C6798 / 000209 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 234 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 APPLE TREE LN ERLANGER KY 410181101, ERLANGER, KY 41018-1101 |
| Document Number | 235 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 0C6798/000212 |
| Instrument | 235 |
| Name | BAYSHORE MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
The 2025 property tax bill for 3401 Apple Tree Ln was $1,727.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,300 (-) Land $25,000 Building $149,300 | $174,300 (-) Land $25,000 Building $149,300 | |
| 2025 | $1,727.00 | $174,300 Land $25,000 Building $149,300 | $174,300 Land $25,000 Building $149,300 |
| 2023 | $1,858.00 | $174,300 Land $25,000 Building $149,300 | $174,300 Land $25,000 Building $149,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3401 Apple Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3401 Apple Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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