3401 Valley Bend Rd, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 3401 Valley Bend Rd, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,311 sqft · built 1992
Lot Size	0.716 acres (31,200 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Sep 2006)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`071O-A-011.01-000`

Property Details

APN / Parcel Number

Primary APN	`071O-A-011.01-000`
Alternative APNs	`071O A 01101` `R0042910`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,311 sqft Living Area
1st Floor Area	1,687 sqft
Upper Floors Area	624 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	31,200 sqft (0.716 acres)
Lot Dimensions	260 ft deep x 177,120 ft wide

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0042910
Street Address	3401 VALLEY BEND RD
City	MURFREESBORO
State	TN
Zip	37129-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 THE FOOTHILLS SEC 4-B PB 13 PG 177 120'X260'
Legal Subdivision	THE FOOTHILLS SEC 4
Legal Lot Number	56
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	40807

Owner

3401 Valley Bend Rd is owned and occupied by an individual who bought it in September 2006.

Source: Rutherford County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	3401 VALLEY BEND RD, MURFREESBORO, TN 37129-2644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2006 · Amount on File
Deed Sale	Sep 27, 2006 · Amount on File
Prior Sale	Dec 1, 2005 · Amount on File
Deed Book / Page	673 / 3873
Transfer Doc	RB197478
Record Updated	Oct 29, 2026

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RUTHERFORD TN
Property Address	3401 VALLEY BEND RD, MURFREESBORO, TN 37129-2644
Document Number	RB17501118
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 VALLEY BEND RD MURFREESBORO TN 371292644, MURFREESBORO, TN 37129-2644

Mortgage

Document Number	RB17501118
Date	Feb 25, 2019
Book Page	001750/001118
Instrument	2192440

Lender

Name	PRETIUM MTG ACQUISITION T (CT)
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Valley Bend Rd was $1,464.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,138 (+23.23%) Land $27,500 Building $68,638	$384,550 Land $110,000 Building $274,550
2025	$1,464.00	$78,013 Land $13,750 Building $64,263
2023	$1,464.00 (+16.1%)	$78,013 Land $13,750 Building $64,263	$312,050 (-) Land $55,000 Building $257,050
2022	$1,261.00		$312,050 Land $55,000 Building $257,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3401 Valley Bend Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2010–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2022 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Valley Bend Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250