3232 Valley Bend Rd, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 3232 Valley Bend Rd, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 2,060 sqft · built 1991
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2021)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071O-A-005.00-000`

Property Details

APN / Parcel Number

Primary APN	`071O-A-005.00-000`
Alternative APNs	`071O A 00500` `R0042903`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	1,430 sqft
Upper Floors Area	645 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	320 ft deep x 93.7 ft wide
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0042903
Street Address	3232 VALLEY BEND RD
City	MURFREESBORO
State	TN
Zip	37129-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	93.67'X320' IRR
Legal Subdivision	THE FOOTHILLS SEC 4
Legal Lot Number	62
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	2
Census Block	2001
Census Tract	40807

Owner

3232 Valley Bend Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3232 VALLEY BEND RD, MURFREESBORO, TN 37129-2642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Jan 3, 1994 · Amount on File
Deed Document Number	20212373762
Deed Book / Page	2106 / 1198
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 6, 2021
Property Address	3232 VALLEY BEND RD, MURFREESBORO, TN 37129-2642
Document Number	0021061198
Book / Page	2106 / 1198
Map Reference	MB 14 PG 13
Instrument Date	Jul 2, 2021
Instrument	2373762
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	BIRTHRIGHT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3232 VALLEY BEND RD, MURFREESBORO, TN 37129-2642

Mortgage

Document Number	0021061201
Date	Jul 6, 2021
Instrument	2106-1201

Lender

Name	FIRST COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3232 Valley Bend Rd was $1,580.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,875 (+22.14%) Land $27,500 Building $75,375	$411,500 Land $110,000 Building $301,500
2025	$1,580.00	$84,225 Land $13,750 Building $70,475
2023	$1,580.00	$84,225 Land $13,750 Building $70,475	$336,900 (-) Land $55,000 Building $281,900
2022			$336,900 Land $55,000 Building $281,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3232 Valley Bend Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2010–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2022 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3232 Valley Bend Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250