3401 Treeside Ct, Erlanger, KY 41018 Property Records

Kenton County property record for 3401 Treeside Ct, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · built 2021
Owner	2 Individual Names on Record
Last Sale	$530,000 (Mar 2024)
Tax Bill	$5,252 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-30-16-031.00`

Property Details

APN / Parcel Number

Primary APN	`016-30-16-031.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Foundation Type	Concrete
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3401 TREESIDE CT
City	ERLANGER
State	KY
Zip	41018-2782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT SOUTH RIDGE PHASE 2 LOT 31
Legal Subdivision	ENCLAVE AT SOUTH RIDGE
Legal Phase	2
Legal Lot Number	31
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	65501

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3401 TREESIDE CT, ERLANGER, KY 41018-2782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	2024106
Deed Book / Page	276 / 489
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 27, 2024
Property Address	3401 TREESIDE CT, ERLANGER, KY 41018-2782
Document Number	0005900106
Book / Page	KC 276 / 489
Map Reference	MB 1 PG 2226
Instrument Date	Mar 18, 2024
Instrument	24032705900106
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3043 ASHLEY DR, EDGEWOOD, KY 41017-2312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3401 TREESIDE CT, ERLANGER, KY 41018-2782

Mortgage

Document Number	0005900107
Date	Mar 27, 2024
Book Page	KCM 535/904
Instrument	24032705900107

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 27, 2021
Property Address	3401 TREESIDE CT, ERLANGER, KY 41018-2782
Document Number	0005900355
Book / Page	138 / 923
Map Reference	MB 1 PG 2226
Instrument Date	Dec 20, 2021
Instrument	21122705900355
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3401 TREESIDE CT, ERLANGER, KY 41018-2782

Mortgage

Document Number	0005900356
Date	Dec 27, 2021
Instrument	21122705900356

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,000 (-) Land $50,000 Building $480,000	$530,000 (-) Land $50,000 Building $480,000
2025	$5,252.00 (-4.04%)	$530,000 (-5.34%) Land $50,000 Building $480,000	$530,000 (-5.34%) Land $50,000 Building $480,000
2023	$5,473.00 Homeowner's exemption	$559,900 Land $50,000 Building $509,900	$559,900 Land $50,000 Building $509,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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