3422 Treeside Ct, Erlanger, KY 41018 Property Records

Kenton County property record for 3422 Treeside Ct, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · built 2020
Owner	2 Individual Names on Record
Last Sale	$581,748 (Sep 2020)
Tax Bill	$6,243 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-30-16-047.00`

Property Details

APN / Parcel Number

Primary APN	`016-30-16-047.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2020
Exterior Material	Combination
Foundation Type	Concrete
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3422 TREESIDE CT
City	ERLANGER
State	KY
Zip	41018-2781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT SOUTH RIDGE PHASE 2 LOT 47
Legal Subdivision	ENCLAVE AT SOUTH RIDGE
Legal Phase	2
Legal Lot Number	47
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	65501

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3422 TREESIDE CT, ERLANGER, KY 41018-2781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 28, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	0000004656
Deed Book / Page	46 / 56
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3422 TREESIDE CT, ERLANGER, KY 41018-2781
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 TREESIDE CT, ERLANGER, KY 41018-2781

Mortgage

Document Number	0005900012
Date	Nov 9, 2021
Book Page	298/810
Instrument	21110905900012

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 28, 2020
Property Address	3422 TREESIDE CT, ERLANGER, KY 41018-2781
Document Number	0000000250
Book / Page	000046 / 000056
Instrument Date	Aug 31, 2020
Instrument	250
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2020
Title Company	TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$582.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3422 TREESIDE CT ERLANGER KY 410182781, ERLANGER, KY 41018-2781

Mortgage

Document Number	251
Date	Sep 28, 2020
Book Page	00M103/000515
Instrument	251

Lender

Name	FIRST EQUITY MTG INC
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,243.00 (-7.03%)	$630,000 (-) Land $50,000 Building $580,000	$630,000 (-) Land $50,000 Building $580,000
2023	$6,715.00	$630,000 Land $50,000 Building $580,000	$630,000 Land $50,000 Building $580,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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