McLennan County property record for 3401 N 20th St, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 596 sqft · built 1947 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,649 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-000801-000600-8 |
| Primary APN | 48-000801-000600-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 596 sqft Living Area |
| Gross Area | 624 sqft |
| 1st Floor Area | 596 sqft |
| Flooring | Wood |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Enclosed Porch |
| Porch Area | 52 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 3401 N 20TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M1 |
| Legal Description | ANDERSON J B LOT 6 BLOCK 1 ACRES .1148 |
| Legal Subdivision | ANDERSON J B |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1100 |
3401 N 20th St is owned by two individuals who acquired it in December 2025.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3912 N 20TH ST, WACO, TX 76708-1631 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 |
| Deed Sale | Dec 1, 2025 |
| Deed Document Number | 202536909 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3401 N 20th St was $1,649, up 3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,903 (+22.53%) Land $13,100 Building $76,803 | $89,903 (+22.53%) Land $13,100 Building $76,803 | |
| 2025 | $1,649.00 (+3%) | $73,370 Land $11,900 Building $61,470 | $73,370 Land $11,900 Building $61,470 |
| 2024 | $1,601.00 | ||
| 2023 | $65,940 Land $11,900 Building $54,040 | $65,940 Land $11,900 Building $54,040 | |
| 2022 | $1,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3401 N 20th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3401 N 20th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures