3312 N 20th St, Waco, TX 76708 Property Records

McLennan County property record for 3312 N 20th St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,094 sqft · built 1951
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Jul 2020)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-033201-000100-9`

Property Details

APN / Parcel Number

Primary APN	`48-033201-000100-9`
Alternative APNs	`4803320100010090111` `185479`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	1,094 sqft
Flooring	Carpet

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	102 sqft
Patio Area	75 sqft
Storage Building	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3312 N 20TH ST
City	WACO
State	TX
Zip	76708-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	POCHYLA LOT 1 BLOCK 1 ACRES .169
Legal Subdivision	POCHYLA
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1026
Census Tract	1100

Owner

3312 N 20th St is owned and occupied by an individual who bought it in July 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3312 N 20TH ST, WACO, TX 76708-2014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Warranty Deed, Transfer QUICKEN LNS
May 23, 2019	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 23, 2019	Grant Deed, Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	May 23, 2019 · Amount on File
Deed Document Number	202023636
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 15, 2020
Property Address	3312 N 20TH ST, WACO, TX 76708-2014
Document Number	0000023636
Instrument Date	Jul 15, 2020
Instrument	23636
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 N 20TH ST WACO TX 767082014, WACO, TX 76708-2014

Mortgage

Document Number	23637
Date	Jul 15, 2020
Instrument	23637

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 23, 2019
Property Address	3312 N 20TH ST, WACO, TX 76708-2014
Document Number	0000016877
Map Reference	VOL 652 PG 412
Instrument Date	May 20, 2019
Instrument	2019016877
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 N 20TH ST, WACO, TX 76708-2014

Mortgage

Document Number	0000016878
Date	May 23, 2019
Instrument	2019016878

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 23, 2019
Property Address	3312 N 20TH ST, WACO, TX 76708-2014
Document Number	0000016876
Instrument Date	May 4, 2019
Instrument	16876
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 N 20TH ST WACO TX 76708, WACO, TX 76708

Tax Assessment & Valuation

The 2025 property tax bill for 3312 N 20th St was $1,628 with a homeowner's exemption, down 6.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,797 (+1%)	$178,652 (-4.06%) Land $17,006 Building $161,646
2025	$1,628.00 (-6.28%) Homeowner's exemption	$153,452	$186,220 Land $15,460 Building $170,760
2024	$1,737.00
2023		$163,200 Land $15,460 Building $147,740	$163,200 Land $15,460 Building $147,740
2022	$1,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3312 N 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3312 N 20th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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