3401 Loreto Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 3401 Loreto Dr, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,601 sqft · built 1973
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on Record
Last Sale	$1,320,000 (Feb 2023)
Tax Bill	$15,716 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`212-232-007-6`

Property Details

APN / Parcel Number

Primary APN	`212-232-007-6`
Alternative APN	`212-232-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
1st Floor Area	1,601 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1975
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3401 LORETO DR
City	SAN RAMON
State	CA
Zip	94583-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T03842 L0072 B EX MR
Legal Subdivision	SUBDIVISION #3842
Legal Tract	03842
Legal Lot Number	72
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	345103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3401 LORETO DR, SAN RAMON, CA 94583-3035
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Deed Document Number	202316659
Prior Transfer Date	May 24, 2001
Prior Transfer Doc	0000144839
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 23, 2023
Property Address	3401 LORETO DR, SAN RAMON, CA 94583-3035
Document Number	0000016659
Map Reference	MB 143 PG 41
Instrument Date	Feb 9, 2023
Instrument	2023-016659
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3401 LORETO DR, SAN RAMON, CA 94583-3035

Mortgage

Document Number	0000016660
Date	Feb 23, 2023
Instrument	2023-016660

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	Other
Max Rate	9.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,400,794 (+2%) Land $1,061,208 Building $339,586
2025	$15,716.00 (+334.26%)	$1,373,328 (+417%) Land $1,040,400 Building $332,928
2023	$3,619.00 (+0.72%) Homeowner's exemption	$265,633 Land $112,816 Building $152,817
2022	$3,593.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20