3384 Loreto Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 3384 Loreto Dr, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,471 sqft · built 1973
Lot Size0.207 acres (9,000 sqft)
Owner2 Trust Names on File
Tax Bill$5,244 (2025)
Deeds & MortgagesOct 2025 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN212-231-029-1

Property Details

APN / Parcel Number

Primary APN212-231-029-1
Alternative APN
  • 212-231-029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,471 sqft Living Area
1st Floor Area1,471 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1975
Lot Area9,000 sqft (0.207 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3384 LORETO DR
CitySAN RAMON
StateCA
Zip94583-3051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT03842 L0054 B EX MR
Legal Subdivision3842
Legal Tract03842
Legal Lot Number54
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3009
Census Tract345103

Owner

3384 Loreto Dr is owner-occupied and held in a trust since January 1994.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address3384 LORETO DR, SAN RAMON, CA 94583-3051
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 10, 1994
Transfer Doc0000016454
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateOct 29, 2025
Property Address3384 LORETO DR, SAN RAMON, CA 94583-3051
Document Number0000114537
Map ReferenceMB 143 PG 41
Instrument DateSep 6, 2025
Instrument2025- 114537
Transaction TypeTransfer
Record UpdatedNov 10, 2025
Title CompanyUNKNOWN, FNC TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3384 LORETO DR, SAN RAMON, CA 94583-3051

Mortgage

Document Number0000114538
DateOct 29, 2025
Instrument2025- 114538
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3384 Loreto Dr was $5,244.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$173,122 (+2%) Land $46,022 Building $127,100
2025$5,244.00 Homeowner's exemption$169,728 Land $45,120 Building $124,608
2023$5,137.00 (+0.35%) Homeowner's exemption$163,139 Land $43,369 Building $119,770
2022$5,119.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3384 Loreto Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3384 Loreto Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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