3401 E 2nd Pl, Panama City, FL 32401 Property Records

Bay County property record for 3401 E 2nd Pl, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1933
Lot Size	0.103 acres (4,486 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Feb 2022)
Tax Bill	$428 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23832-000-000`

Property Details

APN / Parcel Number

Primary APN	`23832-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1960
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,486 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	216 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3401 E 2ND PL
City	PANAMA CITY
State	FL
Zip	32401-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD PLAT S 90 OF LOT 7 BLK 7 ORB 4521 P 501 MAP 118C2
Legal Range	14W
Legal Township	04S
Legal Section	11
Legal Subdivision	SPRINGFIELD PLAT
Legal Block	7
Legal Lot Number	7
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2022
Census Tract	1000

Owner

Source: Bay County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	904 MAPLE AVE, PANAMA CITY, FL 32401-4577
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Deed Document Number	20229206
Deed Book / Page	4521 / 501
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 8, 2022
Property Address	3401 E 2ND PL, PANAMA CITY, FL 32401-5621
Document Number	0045210501
Book / Page	4521 / 501
Map Reference	MB 2 PG 3
Instrument Date	Feb 7, 2022
Instrument	2022009206
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 W BALDWIN RD, PANAMA CITY, FL 32405-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MAPLE AVE, PANAMA CITY, FL 32401-4577

Mortgage

Document Number	0004521503
Date	Feb 8, 2022
Instrument	4521/503

Lender

Name	LANDEVER MOBILE ESTATES INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$428.00 (-21.76%)	$26,898 (+6.78%)	$27,225 (+8.08%) Land $15,795 Building $11,430
2024	$547.00 (+7.89%)	$25,189 (+13.31%) Land $14,134 Building $11,055	$25,189 (+13.31%) Land $14,134 Building $11,055
2023	$507.00 (+35.2%)	$22,230 (+49.12%) Land $10,813 Building $11,417	$22,230 (+49.12%) Land $10,813 Building $11,417
2022	$375.00	$14,907 Land $8,910 Building $5,997	$14,907 Land $8,910 Building $5,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20