3401 Armando Pena Dr, Laredo, TX 78046 Property Records

Webb County property record for 3401 Armando Pena Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,704 sqft · built 2016
Lot Size	0.126 acres (5,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,100 (Mar 2020)
Tax Bill	$1,307 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-25004-100`

Property Details

APN / Parcel Number

Primary APN	`950-25004-100`
Alternative APN	`544647`

Interior

Stories	2 Stories
Building Area	1,704 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	870 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,501 sqft (0.126 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Location & Zoning

Street Address	3401 ARMANDO PENA DR
City	LAREDO
State	TX
Zip	78046-4069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR UNIT III, BLOCK 4, LOT 10
Legal Subdivision	LOMAS DEL
Legal Block	4
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1014
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3401 ARMANDO PENA DR, LAREDO, TX 78046-4069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Vendor's Lien, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Jan 9, 2017	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Jan 9, 2017 · Amount on Record
Deed Document Number	20201388326
Deed Book / Page	4761 / 719
Prior Transfer Date	Mar 26, 2020
Prior Transfer Doc	004761/719
Record Updated	Oct 29, 2026

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 27, 2020
Property Address	3401 ARMANDO PENA DR, LAREDO, TX 78046-4069
Document Number	004761/719
Book / Page	4761 / 719
Map Reference	VOL 33 PG 28&29
Instrument Date	Mar 26, 2020
Instrument	1388326
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 ARMANDO PENA DR, LAREDO, TX 78046-4069

Mortgage

Document Number	0001388325
Date	Mar 27, 2020
Instrument	1388325

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 9, 2017
Property Address	3401 ARMANDO PENA DR, LAREDO, TX 78046-4069
Document Number	004169/469
Book / Page	4169 / 469
Map Reference	VOL 33 PG 28-29
Instrument Date	Dec 30, 2016
Instrument	1285602
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 ARMANDO PENA DR, LAREDO, TX 78046-4069

Mortgage

Document Number	0001285603
Date	Jan 9, 2017
Instrument	1285603

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,950 (+1.75%) Land $59,518 Building $203,432	$262,950 (-0.5%) Land $59,518 Building $203,432
2025	$1,307.00 (-16.38%) Homeowner's exemption	$258,427 (+16.47%)	$264,263 (+19.1%)
2024	$1,563.00 (+11.72%)
2023		$221,876 Land $34,710 Building $187,166	$221,876 Land $34,710 Building $187,166
2022	$1,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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