3320 Armando Pena Dr, Laredo, TX 78046 Property Records

Webb County property record for 3320 Armando Pena Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,667 sqft · built 2015
Lot Size	0.129 acres (5,626 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Oct 2018)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`950-25001-100`

Property Details

APN / Parcel Number

Primary APN	`950-25001-100`
Alternative APN	`544603`

Interior

Stories	1 Story
Building Area	1,667 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,667 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,626 sqft (0.129 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	150 sqft

Location & Zoning

Street Address	3320 ARMANDO PENA DR
City	LAREDO
State	TX
Zip	78046-4068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR UNIT III, BLOCK 1, LOT 10
Legal Subdivision	LOMAS DEL
Legal Block	1
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1001
Census Tract	1806

Owner

3320 Armando Pena Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust · FHA Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE (FAT /
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 31, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 17, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 31, 2018	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	Aug 7, 2015
Deed Document Number	20181343583
Deed Book / Page	4500 / 679
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Apr 15, 2026
Property Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068
Document Number	0001584897
Book / Page	6020 / 869
Instrument Date	Mar 24, 2026
Instrument	20261584897
Record Updated	Apr 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE (FAT /

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068

Mortgage

Document Number	0001584897,
Date	Apr 15, 2026
Book Page	6020/869
Instrument	20261584897

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Apr 15, 2026
Property Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068
Document Number	006020/869
Book / Page	6020 / 869
Instrument Date	Mar 24, 2026
Instrument	20261584897
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068
Investor	Possibly a Property Investor

Mortgage

Document Number	0001584897,
Date	Apr 15, 2026
Book Page	6020/869
Instrument	20261584897

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	5.98%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068

Mortgage

Document Number	005538/783
Date	Sep 28, 2023
Book Page	5538/783
Instrument	1511745

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Nov 1, 2048

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068

Mortgage

Document Number	005439/824
Date	Mar 31, 2023
Book Page	5439/824
Instrument	1495939

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Nov 1, 2048

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068

Mortgage

Document Number	005234/866
Date	Mar 17, 2022
Book Page	5234/866
Instrument	1461698

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Oct 31, 2018
Property Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068
Document Number	004500/679
Book / Page	4500 / 679
Map Reference	VOL 33 PG 28&9
Instrument Date	Oct 31, 2018
Instrument	1343583
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 ARMANDO PENA DR, LAREDO, TX 78046-4068

Mortgage

Document Number	4500/683
Date	Oct 31, 2018
Book Page	4500/683
Instrument	1343584

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Address	DALLAS, TX 75240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3320 Armando Pena Dr was $1,299 with a homeowner's exemption, up 9.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,829 (+1.54%) Land $60,869 Building $199,960	$260,829 (-0.66%) Land $60,869 Building $199,960
2025	$1,299.00 (+9.62%) Homeowner's exemption	$256,861	$262,565 Land $60,869 Building $201,696
2024	$1,185.00
2023		$221,598 Land $35,498 Building $186,100	$221,598 Land $35,498 Building $186,100
2022	$1,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3320 Armando Pena Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3320 Armando Pena Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

Nearby Properties on Armando Pena Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures