3400 Wagon Rd, Stuart, IA 50250 Property Records

Guthrie County property record for 3400 Wagon Rd, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,856 sqft · built 2018
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000788001`

Property Details

APN / Parcel Number

Primary APN	`0000788001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Unfinished Basement	928 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	208 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3400 WAGON RD
City	STUART
State	IA
Zip	50250-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 78 30 TR OF LAND COMM 133'S OF NW COR OF NW NW 93'N & S X 936.4 E & W(EX ROAD ROW)
Legal Range	30W
Legal Township	78N
Legal Section	33
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2007
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3400 WAGON RD, STUART, IA 50250-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 14, 2018	Deed of Trust, Mortgage · Line of Credit STATE SAVINGS BANK
Jan 25, 2019	Deed of Trust, Mortgage · VA Mortgage MIDWEST FAMILY LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	3400 WAGON RD, STUART, IA 50250-8539
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 WAGON RD, STUART, IA 50250-8539

Mortgage

Document Number	0020240358
Date	Feb 29, 2024
Instrument	2024-0358

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	3400 WAGON RD, STUART, IA 50250-8539
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001295
Date	May 14, 2018
Book Page	0000002018/0000001295
Instrument	2018-1295

Lender

Name	STATE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	3400 WAGON RD, STUART, IA 50250-8539
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190393
Date	Jan 25, 2019
Instrument	2019-0393

Lender

Name	MIDWEST FAMILY LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,500 (-) Land $83,400 Building $380,100	$463,500 (-) Land $83,400 Building $380,100
2025	$4,932.00 (-13.44%)	$463,500 (-4.14%) Land $83,400 Building $380,100	$463,500 (-4.14%) Land $83,400 Building $380,100
2024	$5,698.00 (+18.02%)
2023		$483,500 (+33.67%) Land $52,400 Building $431,100	$483,500 (+33.67%) Land $52,400 Building $431,100
2022	$4,828.00	$361,700 Land $38,700 Building $323,000
2021			$361,700 Land $38,700 Building $323,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Nextlink.

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