3249 Wagon Rd, Stuart, IA 50250 Property Records

Guthrie County property record for 3249 Wagon Rd, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,775 sqft · built 2024
Lot Size	12.3 acres (539,273 sqft)
Owner	2 Individual Names on File
Last Sale	$204,300 (Dec 2023)
Tax Bill	$4,852 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2024 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0000635206`

Property Details

APN / Parcel Number

Primary APN	`0000635206`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,775 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	1,632 sqft
Basement Area	165 sqft
Unfinished Basement	165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	539,273 sqft (12.3 acres)
Garage Type	Attached
Garage Area	2,235 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	874 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3249 WAGON RD
City	STUART
State	IA
Zip	50250-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR A E 1/2 NE 1/4 (EX LOT 1 PAR A E 1/2 NE 1/4)
Legal Range	30W
Legal Township	78N
Legal Section	20
Legal Lot Number	1
Jurisdiction	GUTHRIE IA
Township / Civil Division	PENN
Census Block Group	1
Census Block	1133
Census Tract	950300

Owner

3249 Wagon Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Guthrie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3249 WAGON RD, STUART, IA 50250-8550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST FAMILY LENDING CORPORATION
May 14, 2024	Deed of Trust, Mortgage · Construction Mortgage EARLHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Deed Document Number	20232552
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Recording Date	Apr 8, 2026
Property Address	3249 WAGON RD, STUART, IA 50250-8550
Document Number	0000000813
Instrument Date	Apr 2, 2026
Instrument	2026813
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 WAGON RD, STUART, IA 50250-8550

Mortgage

Document Number	0000000813,
Date	Apr 8, 2026
Instrument	2026813

Lender

Name	MIDWEST FAMILY LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	3249 WAGON RD, STUART, IA 50250-8550
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 PITZER ROAD LN, DEXTER, IA 50070-8008

Mortgage

Document Number	0020241009
Date	May 14, 2024
Instrument	2024-1009

Lender

Name	EARLHAM SAVINGS BANK
Type	Bank
Address	EARLHAM, IA 50072

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 13, 2064

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3249 Wagon Rd was $4,852, up 1,670.8% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$809,500 (+77.91%) Land $195,400 Building $614,100	$809,500 (+77.91%) Land $195,400 Building $614,100
2025	$4,852.00 (+1,670.8%)	$455,000 Land $195,400 Building $259,600	$455,000 Land $195,400 Building $259,600
2024	$274.00
2023		$15,200 (+46.15%) Land $15,200	$15,200 Land $15,200
2022	$226.00 Additional exemption filed	$10,400 Land $10,400
2021			$10,400 Land $10,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3249 Wagon Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3249 Wagon Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 74% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Wagon Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures