3400 Shepherd St, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 3400 Shepherd St, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 6,313 sqft · built 1950
Lot Size	0.218 acres (9,502 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Jul 2000)
Tax Bill	$23,469 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00615634`

Property Details

APN / Parcel Number

Primary APN	`07-00615634`
Alternative APN	`00615634`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,313 sqft Living Area
Gross Area	6,681 sqft
1st Floor Area	2,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,502 sqft (0.218 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	176 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00615634
Street Address	3400 SHEPHERD ST
City	CHEVY CHASE
State	MD
Zip	20815-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CHEVY CHASE MANOR
Legal Subdivision	CHEVY CHASE MANOR
Legal Block	G
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	3
Census Block	3018
Census Tract	705200

Owner

3400 Shepherd St is owned and occupied by two individuals who bought it in July 2000.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3400 SHEPHERD ST, CHEVY CHASE, MD 20815-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 30, 2017	Deed of Trust, Mortgage · ARM CITIBANK NA
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2000 · Amount on File
Deed Sale	Jul 19, 2000 · Amount on File
Prior Sale	Dec 7, 1999 · Amount on File
Deed Document Number	2000184924
Deed Book / Page	18251 / 678
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3400 SHEPHERD ST, CHEVY CHASE, MD 20815-3224
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 SHEPHERD ST, CHEVY CHASE, MD 20815-3224

Mortgage

Document Number	0660780223
Date	Jul 28, 2022
Book Page	66078/223

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	Other
Max Rate	8%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3400 SHEPHERD ST, CHEVY CHASE, MD 20815-3224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0547990090
Date	Aug 30, 2017
Book Page	54799/090

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3400 SHEPHERD ST, CHEVY CHASE, MD 20815-3224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0547990117
Date	Aug 30, 2017
Book Page	54799/117

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3400 Shepherd St was $23,469.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,231,100 (+10.03%)	$2,637,900 (+30.09%) Land $733,800 Building $1,904,100
2025	$23,469.00	$2,027,700 Land $667,100 Building $1,360,600	$2,027,700 Land $667,100 Building $1,360,600
2023		$2,027,700 Land $667,100 Building $1,360,600	$2,027,700 Land $667,100 Building $1,360,600
2022	$22,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3400 Shepherd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1990–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Shepherd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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