3318 Shepherd St, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 3318 Shepherd St, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,811 sqft · built 2001
Lot Size	0.154 acres (6,698 sqft)
Owner	2 Individual Names on File
Last Sale	$1,705,000 (Apr 2019)
Tax Bill	$23,286 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-03312598`

Property Details

APN / Parcel Number

Primary APN	`07-03312598`
Alternative APN	`03312598`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,811 sqft Living Area
Gross Area	5,252 sqft
1st Floor Area	1,925 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,698 sqft (0.154 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	354 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03312598
Street Address	3318 SHEPHERD ST
City	CHEVY CHASE
State	MD
Zip	20815-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CHEVY CHASE MANOR
Legal Subdivision	CHEVY CHASE MANOR
Legal Block	C
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	3
Census Block	3017
Census Tract	705200

Owner

3318 Shepherd St is owned and occupied by two individuals who bought it in April 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3318 SHEPHERD ST, CHEVY CHASE, MD 20815-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF COMMERCE FCU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF COMMERCE FCU
May 27, 2020	Deed of Trust, Mortgage WELLS FARGO BK
Apr 18, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Apr 11, 2005 · Amount on File
Deed Book / Page	57457 / 100
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3318 SHEPHERD ST, CHEVY CHASE, MD 20815-3226
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	QUANTUM TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0618260497
Date	Feb 9, 2021
Book Page	61826/497

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	WASHINGTON, DC 20230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3318 SHEPHERD ST, CHEVY CHASE, MD 20815-3226
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	QUANTUM TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0640130194
Date	Sep 14, 2021
Book Page	64013/194

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	WASHINGTON, DC 20230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3318 SHEPHERD ST, CHEVY CHASE, MD 20815-3226
Document Number	0609490265
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 SHEPHERD ST CHEVY CHASE MD 208153226, CHEVY CHASE, MD 20815-3226

Mortgage

Document Number	0609490265
Date	Oct 29, 2020
Book Page	060949/000265

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 18, 2019
Property Address	3318 SHEPHERD ST, CHEVY CHASE, MD 20815-3226
Document Number	0574570100
Book / Page	57457 / 100
Map Reference	MB 34 PL 2277
Instrument Date	Apr 15, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3318 SHEPHERD ST, CHEVY CHASE, MD 20815-3226

Mortgage

Document Number	0057457107
Date	Apr 18, 2019
Instrument	57457/107

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3318 Shepherd St was $23,286.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,158,000 (+10.93%)	$2,583,400 (+32.8%) Land $692,200 Building $1,891,200
2025	$23,286.00	$1,945,300 Land $629,300 Building $1,316,000	$1,945,300 Land $629,300 Building $1,316,000
2023		$1,820,500	$1,945,300 Land $629,300 Building $1,316,000
2022	$19,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3318 Shepherd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1990–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3318 Shepherd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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