3400 Seven Oaks Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3400 Seven Oaks Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,978 sqft · built 1981
Lot Size	0.302 acres (13,155 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Apr 2022)
Tax Bill	$3,488 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`726-68-56-05-800-000`

Property Details

APN / Parcel Number

Primary APN	`726-68-56-05-800-000`
Alternative APNs	`047070300000046` `442564000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,978 sqft Finished Area
1st Floor Area	273 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	13,155 sqft (0.302 acres)

Exterior Amenities

Porch	Patio
Porch Area	248 sqft
Deck Area	Deck Area
Patio Area	192 sqft
Balcony Area	12 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	442564000
Street Address	3400 SEVEN OAKS RD
City	MIDLOTHIAN
State	VA
Zip	23112-4260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	SEVEN OAKS L 46
Legal Subdivision	SEVEN OAKS
Legal Lot Number	46
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	2
Census Block	2002
Census Tract	100912

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3400 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jul 7, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC BAY MTG
Nov 8, 2017	Warranty Deed, Transfer · Conventional with PMI SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	202216359
Deed Book / Page	13916 / 972
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 7, 2022
Property Address	3400 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4260
Document Number	013916-972
Book / Page	13916 / 972
Instrument Date	Mar 1, 2022
Instrument	2022016359
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4260

Mortgage

Document Number	2022016360
Date	Apr 7, 2022
Instrument	2022016360

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 7, 2021
Property Address	3400 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4260
Document Number	013507-723
Book / Page	13507 / 723
Instrument Date	Jul 2, 2021
Instrument	2021043796
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021043797
Date	Jul 7, 2021
Instrument	2021043797

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3400 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4260
Document Number	12811670
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 SEVEN OAKS RD MIDLOTHIAN VA 231124260, MIDLOTHIAN, VA 23112-4260

Mortgage

Document Number	12811670
Date	Jun 24, 2020
Book Page	012811/000670
Instrument	29532

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 8, 2017
Property Address	3400 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4260
Document Number	11809320
Book / Page	011809 / 000320
Instrument Date	Oct 16, 2017
Instrument	44923
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 SEVEN OAKS RD MIDLOTHIAN VA 231124260, MIDLOTHIAN, VA 23112-4260

Mortgage

Document Number	11809324
Date	Nov 8, 2017
Book Page	011809/000324
Instrument	44924

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,488.00 (+10.1%)	$389,100 (+4.6%) Land $80,000 Building $309,100	$389,100 (+4.6%) Land $80,000 Building $309,100
2025		$372,000 (+7.7%) Land $78,000 Building $294,000	$372,000 (+7.7%) Land $78,000 Building $294,000
2023	$3,168.00	$345,400 Land $72,000 Building $273,400	$345,400 Land $72,000 Building $273,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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