3311 Seven Oaks Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3311 Seven Oaks Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,657 sqft · built 1979
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on Record
Tax Bill	$2,813 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`726-68-54-04-000-000`

Property Details

APN / Parcel Number

Primary APN	`726-68-54-04-000-000`
Alternative APNs	`047070300000015` `372841001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,657 sqft Finished Area
1st Floor Area	449 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,462 sqft (0.332 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	181 sqft
Patio Area	181 sqft
Balcony Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	372841001
Street Address	3311 SEVEN OAKS RD
City	MIDLOTHIAN
State	VA
Zip	23112-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	SEVEN OAKS L 15
Legal Subdivision	SEVEN OAKS
Legal Lot Number	15
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	2
Census Block	2000
Census Tract	100912

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3311 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC
Oct 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 27, 2026
Property Address	3311 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4259
Document Number	0000027379
Book / Page	15326 / 299
Instrument Date	Jul 20, 2026
Instrument	202627379
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3311 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4259

Mortgage

Document Number	0000027379,
Date	Jul 27, 2026
Book Page	15326/299
Instrument	202627379

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2046

Interest

Rate	6.47%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3311 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4259
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013686-292
Date	Oct 19, 2021
Book Page	13686/292
Instrument	2021066781

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3311 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4259
Document Number	12725194
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3311 SEVEN OAKS RD MIDLOTHIAN VA 231124259, MIDLOTHIAN, VA 23112-4259

Mortgage

Document Number	12725194
Date	Apr 29, 2020
Book Page	012725/000194
Instrument	19034

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3311 SEVEN OAKS RD, MIDLOTHIAN, VA 23112-4259
Document Number	11788146
Book / Page	011788 / 000146
Instrument Date	Oct 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11788146
Date	Oct 18, 2017
Book Page	011788/000146
Instrument	41989

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,813.00 (+9.97%)	$313,300 (+4.47%) Land $80,000 Building $233,300	$313,300 (+4.47%) Land $80,000 Building $233,300
2025		$299,900 (+7.72%) Land $78,000 Building $221,900	$299,900 (+7.72%) Land $78,000 Building $221,900
2023	$2,558.00	$278,400 Land $72,000 Building $206,400	$278,400 Land $72,000 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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