3400 Mount Carmel Rd, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3400 Mount Carmel Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,131 sqft · built 1953
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Sep 2019)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0072-0058-00`

Property Details

APN / Parcel Number

Primary APN	`500-0072-0058-00`
Alternative APN	`0010300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
Gross Area	1,395 sqft
1st Floor Area	1,131 sqft
Basement Area	1,131 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	409 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	3400 MOUNT CARMEL RD
City	CINCINNATI
State	OH
Zip	45244-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT CARMEL RD125 X 409.54 IRRSUR 706 J MC DOWELL SUB
Legal Subdivision	MC DOWELL SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1037
Census Tract	24901

Owner

3400 Mount Carmel Rd is owned and occupied by an individual who bought it in September 2019.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3400 MOUNT CARMEL RD, CINCINNATI, OH 45244-4320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Deed Document Number	201979771
Deed Book / Page	14004 / 536
Prior Transfer Date	Nov 21, 1997
Prior Transfer Doc	0075190461
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 18, 2019
Property Address	3400 MOUNT CARMEL RD, CINCINNATI, OH 45244-4320
Document Number	0000079771
Book / Page	14004 / 00536
Instrument Date	Sep 16, 2019
Instrument	2019-0079771
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S 1ST ST, NEWARK, OH 43055-5634

Mortgage

Document Number	0000079772
Date	Sep 18, 2019
Instrument	2019-0079772

Lender

Name	THE PARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3400 Mount Carmel Rd was $4,296, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,296.00 (+2.26%)	$54,842 (-) Land $23,111 Building $31,731	$156,690 Land $66,030 Building $90,660
2024	$4,201.00 (+4.06%)	$54,842 (-) Land $23,111 Building $31,731
2023	$4,037.00 (-1.34%)	$54,842 (+10.34%) Land $23,111 Building $31,731	$156,690 Land $66,030 Building $90,660
2022	$4,092.00 Homeowner's exemption	$49,701 Land $18,113 Building $31,588
2020			$142,000 Land $51,750 Building $90,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3400 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 108 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	108 (1978–2025)
Claims Outside the SFHA	6 of 108
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 12 claims Severe Storms And Flooding, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20