3386 Mount Carmel Rd, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3386 Mount Carmel Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,592 sqft · built 1956
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on Record
Tax Bill$3,812 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN500-0072-0059-00

Property Details

APN / Parcel Number

Primary APN500-0072-0059-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,592 sqft Living Area
1st Floor Area1,592 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions209 ft deep x 83.6 ft wide
PorchOpen Frame Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerSeptic

Location & Zoning

Street Address3386 MOUNT CARMEL RD
CityCINCINNATI
StateOH
Zip45244-4325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT CARMEL RD 83.60 X 209.60 IRR LOT 4 EMERY ACRES SUB
Legal SubdivisionEMERY ACRES SUB
Legal Lot Number4
JurisdictionHAMILTON OH
Township / Civil DivisionANDERSON
Census Block Group1
Census Block1037
Census Tract24901

Owner

Source: Hamilton County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8521 HOLIDAY HILLS DR, CINCINNATI, OH 45255-2629
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Line of Credit
HERITAGE BANK
Mar 3, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 1, 2020
Transfer Doc0000021121
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateJun 25, 2026
Property Address3386 MOUNT CARMEL RD, CINCINNATI, OH 45244-4325
Document Number0000051345
Book / Page15694 / 1919
Instrument DateJun 18, 2026
Instrument202651345
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3386 MOUNT CARMEL RD, CINCINNATI, OH 45244-4325
InvestorPossibly a Property Investor

Mortgage

Document Number0000051345,
DateJun 25, 2026
Book Page15694/1919
Instrument202651345
Lender
NameHERITAGE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 25, 2036
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 3, 2020
Property Address3386 MOUNT CARMEL RD, CINCINNATI, OH 45244-4325
Document Number0000021121
Book / Page014116 / 000258
Instrument DateFeb 1, 2020
Instrument21121
Transaction TypeTransfer
Record UpdatedMay 21, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3386 MOUNT CARMEL RD CINCINNATI OH 452444325, CINCINNATI, OH 45244-4325

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionAnderson Township
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,812.00 (+0.69%)$59,567 (-) Land $14,140 Building $45,427$170,190 (-) Land $40,400 Building $129,790
2024$3,786.00 (+6.53%)$59,567 (-) Land $14,140 Building $45,427
2023$3,554.00 (+41.88%)$59,567 (+67.79%) Land $14,140 Building $45,427$170,190 (+67.79%) Land $40,400 Building $129,790
2022$2,505.00$35,501 Land $5,499 Building $30,002
2020$101,430 Land $15,710 Building $85,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims108 (1978–2025)
Claims Outside the SFHA6 of 108
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 12 claims
  • Severe Storms And Flooding, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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