3400 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3400 10th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeVehicle Sales & Rentals
Details650 sqft · built 1968
Lot Size0.73 acres (31,799 sqft)
OwnerCompany Name on File
Last Sale$795,000 (Oct 2025)
Tax Bill$7,629 (2025)
Deeds & MortgagesOct 2025 Sale
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN164721

Property Details

APN / Parcel Number

Primary APN164721
Alternative APN
  • 032630061900010040

Interior

Plumbing Fixtures2 Plumbing Fixtures
Stories1 Story
Building Area650 sqft Heated Area
1st Floor Area650 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Fire ResistanceFireproof Reinforced Concrete
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area31,799 sqft (0.73 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number164721
Street Address3400 10TH ST
CitySAINT CLOUD
StateFL
Zip34769-4019
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Legal DescriptionRECOVERY ROOM PB 21 PG 102 LOT 4
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionST CLOUD
Legal Tract619
Legal Block1
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2014
Census Tract43203

Owner

Source: Osceola County records · APN 164721

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address487 THORPE RD, ORLANDO, FL 32824-8132
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Warranty Deed, Transfer
CORE TITLE SERVICES LLC
Sep 28, 2018Warranty Deed, Transfer · Commercial Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleSep 28, 2018 · Amount on Record
Deed Document Number2025129314
Deed Book / Page6866 / 2643
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 17, 2025
Property Address3400 10TH ST, SAINT CLOUD, FL 34769-4019
Document Number0068662643
Book / Page6866 / 2643
Map ReferenceMB 21 PG 102
Instrument DateOct 17, 2025
Instrument2025129314
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$5,565.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1820 PATRIOT WAY, SAINT CLOUD, FL 34769-1827

Transferred To (Grantee/Buyer)

NameVerified Name
Address487 THORPE RD, ORLANDO, FL 32824-8132

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 28, 2018
Property Address3400 10TH ST, SAINT CLOUD, FL 34769-4019
Document Number0054090524
Book / Page5409 / 0524
Map ReferenceMB21 PG102
Instrument DateSep 27, 2018
Instrument2018146358
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14033 8TH ST, 14033, DADE CITY, FL 33525-4309

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 PATRIOT WAY, SAINT CLOUD, FL 34769-1827

Mortgage

Document Number2018146359
DateSep 28, 2018
Instrument2018146359
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,629.00 (+10.21%)$464,000 (+9.85%) Land $381,900 Building $82,100$464,000 (+9.85%) Land $381,900 Building $82,100
2024$6,922.00 (+8.38%)$422,400 (+8.31%) Land $342,100 Building $80,300$422,400 (+8.31%) Land $342,100 Building $80,300
2023$6,387.00 (+12.33%)$390,000 (+17.51%) Land $309,300 Building $80,700$390,000 (+17.51%) Land $309,300 Building $80,700
2022$5,686.00$331,900 Land $257,800 Building $74,100$331,900 Land $257,800 Building $74,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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