3204 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3204 10th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,160 sqft · built 1957
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on File
Last Sale	$260,000 (Feb 2024)
Tax Bill	$2,893 (2025)
Flood Zone	Zone X (minimal risk)
APN	`81803`

Property Details

APN / Parcel Number

Primary APN	`81803`
Alternative APN	`032630072500014057`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,160 sqft Heated Area
Gross Area	1,740 sqft
1st Floor Area	1,160 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	60 ft deep x 75.5 ft wide
Garage Type	Carport
Carport	Carport
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	81803
Street Address	3204 10TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4015
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	S L & I C PB B PGS 61-62 E 75.5 FT ABANDONED RR R/W ABUTT LOT 405
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	ST CLOUD MULTI FAMILY LOT
Legal Tract	725
Legal Block	1
Legal Lot Number	405
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43203

Owner

Source: Osceola County records · APN 81803

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	8291 STANLEY RD, FLUSHING, MI 48433-1185
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Deed Document Number	0000655464
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,893.00 (+56.55%)	$161,200 (+2.74%) Land $38,500 Building $122,700	$161,200 (+2.74%) Land $38,500 Building $122,700
2023	$1,848.00 (+20.55%)	$156,900 (+35.84%) Land $33,000 Building $123,900	$156,900 (+35.84%) Land $33,000 Building $123,900
2022	$1,533.00	$115,500 Land $28,600 Building $86,900	$115,500 Land $28,600 Building $86,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 71 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.